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Also: 2020 and 2021 tax brackets are available on GOTAXFREEbook.comClick to watch our most recent lunch and learn, Uncharted WatersListen to the Expert Network Team podcasts Cyber Fraud Hits Unemployment...<div class="clear"></div><a class="gdlr-core-excerpt-read-more gdlr-core-plain-text" href="https://www.assetsandincome.com/blog/protect-our-clients-from-id-theft-fraud-and-errors/" >Read More<i class="fa fa-long-arrow-right" ></i></a></div></div></div></div><div class="gdlr-core-item-list gdlr-core-item-pdlr gdlr-core-column-20" ><div class="gdlr-core-blog-grid " ><div class="gdlr-core-blog-thumbnail gdlr-core-media-image gdlr-core-opacity-on-hover gdlr-core-zoom-on-hover" ><a href="https://www.assetsandincome.com/blog/6-step-investment-process/" ><img src="https://www.assetsandincome.com/wp-content/uploads/2021/02/Invest-Compass.jpg" alt="" width="500" height="282" title="Invest Compass" /></a></div><div class="gdlr-core-blog-grid-content-wrap"><div class="gdlr-core-blog-grid-date" ><span class="gdlr-core-blog-info gdlr-core-blog-info-font gdlr-core-skin-caption gdlr-core-blog-info-date" ><span class="gdlr-core-head" ><i class="icon_clock_alt" ></i></span><a href="https://www.assetsandincome.com/2021/02/22/">February 22, 2021</a></span></div><h3 class="gdlr-core-blog-title gdlr-core-skin-title" ><a href="https://www.assetsandincome.com/blog/6-step-investment-process/" >6 Step Investment Process with A&I Financial Services LLC</a></h3><div class="gdlr-core-blog-content" >Expert Network Team Podcast Mike Miller CPA tells a story about a friend who made it through the economic shutdown from the pandemic because of his strong balance sheet. Mike shares questions to ask yourself as you think about your finances. Learn a practical idea about planning for what to do when business income declines....<div class="clear"></div><a class="gdlr-core-excerpt-read-more gdlr-core-plain-text" href="https://www.assetsandincome.com/blog/6-step-investment-process/" >Read More<i class="fa fa-long-arrow-right" ></i></a></div></div></div></div><div class="gdlr-core-item-list gdlr-core-item-pdlr gdlr-core-column-20" ><div class="gdlr-core-blog-grid " ><div class="gdlr-core-blog-thumbnail gdlr-core-media-image gdlr-core-opacity-on-hover gdlr-core-zoom-on-hover" ><a href="https://www.assetsandincome.com/blog/asset-allocation-ai-financial-services/" ><img src="https://www.assetsandincome.com/wp-content/uploads/2021/01/Dave-and-Gay-img.jpg" alt="Our Process Our Promise" width="332" height="222" title="Dave and Gay img" /></a></div><div class="gdlr-core-blog-grid-content-wrap"><div class="gdlr-core-blog-grid-date" ><span class="gdlr-core-blog-info gdlr-core-blog-info-font gdlr-core-skin-caption gdlr-core-blog-info-date" ><span class="gdlr-core-head" ><i class="icon_clock_alt" ></i></span><a href="https://www.assetsandincome.com/2021/02/17/">February 17, 2021</a></span></div><h3 class="gdlr-core-blog-title gdlr-core-skin-title" ><a href="https://www.assetsandincome.com/blog/asset-allocation-ai-financial-services/" >Asset Allocation with A&I Financial Services LLC</a></h3><div class="gdlr-core-blog-content" >Read this Periscope to learn about how we build an asset allocation, choose between investment strategies and build your portfolio. Expert Network Team Podcast Click here to listen to Karl and his Expert Network Team’s latest podcast. Mike Miller CPA tells a story about a friend who made it through the economic shutdown from the...<div class="clear"></div><a class="gdlr-core-excerpt-read-more gdlr-core-plain-text" href="https://www.assetsandincome.com/blog/asset-allocation-ai-financial-services/" >Read More<i class="fa fa-long-arrow-right" ></i></a></div></div></div></div><div class="gdlr-core-item-list gdlr-core-item-pdlr gdlr-core-column-20 gdlr-core-column-first" ><div class="gdlr-core-blog-grid " ><div class="gdlr-core-blog-thumbnail gdlr-core-media-image gdlr-core-opacity-on-hover gdlr-core-zoom-on-hover" ><a href="https://www.assetsandincome.com/blog/world-cup-investing-internationally/" ><img src="https://www.assetsandincome.com/wp-content/uploads/2021/02/Medals-scaled.jpg" alt="" width="2560" height="1709" title="Gold,Silver,And,Bronze,Medal,,White,Snow,Background.,Winter,Sport" /></a></div><div class="gdlr-core-blog-grid-content-wrap"><div class="gdlr-core-blog-grid-date" ><span class="gdlr-core-blog-info gdlr-core-blog-info-font gdlr-core-skin-caption gdlr-core-blog-info-date" ><span class="gdlr-core-head" ><i class="icon_clock_alt" ></i></span><a href="https://www.assetsandincome.com/2021/02/10/">February 10, 2021</a></span></div><h3 class="gdlr-core-blog-title gdlr-core-skin-title" ><a href="https://www.assetsandincome.com/blog/world-cup-investing-internationally/" >Winning the World Cup and Investing Internationally</a></h3><div class="gdlr-core-blog-content" >Read this Periscope to learn about how we make international investment decisions. Plus, our friend just won a World Cup Freestyle Skiing! Expert Network Team Podcast Click Here to listen to Karl and his Expert Network Teams Latest Podcast John Sauer, employment law attorney, talks with Nathan Merrill, Mike Miller and Karl Frank about the...<div class="clear"></div><a class="gdlr-core-excerpt-read-more gdlr-core-plain-text" href="https://www.assetsandincome.com/blog/world-cup-investing-internationally/" >Read More<i class="fa fa-long-arrow-right" ></i></a></div></div></div></div><div class="gdlr-core-item-list gdlr-core-item-pdlr gdlr-core-column-20" ><div class="gdlr-core-blog-grid " ><div class="gdlr-core-blog-thumbnail gdlr-core-media-image gdlr-core-opacity-on-hover gdlr-core-zoom-on-hover" ><a href="https://www.assetsandincome.com/periscope-newsletter/our-expert-network-team-provides-advanced-financial-planning-advice/" ><img src="https://www.assetsandincome.com/wp-content/uploads/2021/01/wm_conference_room2-scaled.jpg" alt="" width="2560" height="1406" title="wm_conference_room2" /></a></div><div class="gdlr-core-blog-grid-content-wrap"><div class="gdlr-core-blog-grid-date" ><span class="gdlr-core-blog-info gdlr-core-blog-info-font gdlr-core-skin-caption gdlr-core-blog-info-date" ><span class="gdlr-core-head" ><i class="icon_clock_alt" ></i></span><a href="https://www.assetsandincome.com/2021/02/03/">February 3, 2021</a></span></div><h3 class="gdlr-core-blog-title gdlr-core-skin-title" ><a href="https://www.assetsandincome.com/periscope-newsletter/our-expert-network-team-provides-advanced-financial-planning-advice/" >Our Expert Network Team Provides Advanced Financial Planning Advice</a></h3><div class="gdlr-core-blog-content" >Read this Periscope to learn about how we assemble an expert network team, including a CPA, attorney, insurance expert and other professionals for our clients. Expert Network Team Podcast Click here to listen to Karl and his Expert Network Team’s latest podcast.Karl Frank and Nathan Merrill discuss practical plans for owners of stock options, restricted...<div class="clear"></div><a class="gdlr-core-excerpt-read-more gdlr-core-plain-text" href="https://www.assetsandincome.com/periscope-newsletter/our-expert-network-team-provides-advanced-financial-planning-advice/" >Read More<i class="fa fa-long-arrow-right" ></i></a></div></div></div></div><div class="gdlr-core-item-list gdlr-core-item-pdlr gdlr-core-column-20" ><div class="gdlr-core-blog-grid " ><div class="gdlr-core-blog-thumbnail gdlr-core-media-image gdlr-core-opacity-on-hover gdlr-core-zoom-on-hover" ><a href="https://www.assetsandincome.com/blog/our-financial-planning-is-an-ongoing-process/" ><img src="https://www.assetsandincome.com/wp-content/uploads/2021/01/Retirement-Planning-with-Male-Advisor-scaled.jpg" alt="" width="2560" height="1707" title="Retirement Planning with Male Advisor" /></a></div><div class="gdlr-core-blog-grid-content-wrap"><div class="gdlr-core-blog-grid-date" ><span class="gdlr-core-blog-info gdlr-core-blog-info-font gdlr-core-skin-caption gdlr-core-blog-info-date" ><span class="gdlr-core-head" ><i class="icon_clock_alt" ></i></span><a href="https://www.assetsandincome.com/2021/01/27/">January 27, 2021</a></span></div><h3 class="gdlr-core-blog-title gdlr-core-skin-title" ><a href="https://www.assetsandincome.com/blog/our-financial-planning-is-an-ongoing-process/" >Our Financial Planning is an Ongoing Process</a></h3><div class="gdlr-core-blog-content" >Read this Periscope to learn about our financial planning process. We call it Advanced Financial Planning. Expert Network Team Podcast Click here to listen to Karl and his Expert Network Team’s latest podcast.Karl Frank and Nathan Merrill discuss what to do when a large amount of your net worth is tied up in a single...<div class="clear"></div><a class="gdlr-core-excerpt-read-more gdlr-core-plain-text" href="https://www.assetsandincome.com/blog/our-financial-planning-is-an-ongoing-process/" >Read More<i class="fa fa-long-arrow-right" ></i></a></div></div></div></div><div class="gdlr-core-item-list gdlr-core-item-pdlr gdlr-core-column-20 gdlr-core-column-first" ><div class="gdlr-core-blog-grid " ><div class="gdlr-core-blog-thumbnail gdlr-core-media-image gdlr-core-opacity-on-hover gdlr-core-zoom-on-hover" ><a href="https://www.assetsandincome.com/blog/2021-investment-commentary/" ><img src="https://www.assetsandincome.com/wp-content/uploads/2021/01/January-17-2021-e1611167156139.jpg" alt="" width="780" height="720" title="January 17, 2021" /></a></div><div class="gdlr-core-blog-grid-content-wrap"><div class="gdlr-core-blog-grid-date" ><span class="gdlr-core-blog-info gdlr-core-blog-info-font gdlr-core-skin-caption gdlr-core-blog-info-date" ><span class="gdlr-core-head" ><i class="icon_clock_alt" ></i></span><a href="https://www.assetsandincome.com/2021/01/20/">January 20, 2021</a></span></div><h3 class="gdlr-core-blog-title gdlr-core-skin-title" ><a href="https://www.assetsandincome.com/blog/2021-investment-commentary/" >2021 US Political Landscape Investment Commentary</a></h3><div class="gdlr-core-blog-content" >Read this Periscope to learn what today’s politics might mean for our investments and also to get the short, (and long if you like), version of our investment and economic commentary. Expert Network Team Podcast Click here to listen to Karl and his Expert Network Team’s latest podcast. Nathan Merrill and Karl Frank discuss the...<div class="clear"></div><a class="gdlr-core-excerpt-read-more gdlr-core-plain-text" href="https://www.assetsandincome.com/blog/2021-investment-commentary/" >Read More<i class="fa fa-long-arrow-right" ></i></a></div></div></div></div><div class="gdlr-core-item-list gdlr-core-item-pdlr gdlr-core-column-20" ><div class="gdlr-core-blog-grid " ><div class="gdlr-core-blog-thumbnail gdlr-core-media-image gdlr-core-opacity-on-hover gdlr-core-zoom-on-hover" ><a href="https://www.assetsandincome.com/blog/investment-tax-changes-2021/" ><img src="https://www.assetsandincome.com/wp-content/uploads/2021/01/Tax-2021-scaled.jpg" alt="" width="2560" height="1493" title="Tax 2021" /></a></div><div class="gdlr-core-blog-grid-content-wrap"><div class="gdlr-core-blog-grid-date" ><span class="gdlr-core-blog-info gdlr-core-blog-info-font gdlr-core-skin-caption gdlr-core-blog-info-date" ><span class="gdlr-core-head" ><i class="icon_clock_alt" ></i></span><a href="https://www.assetsandincome.com/2021/01/12/">January 12, 2021</a></span></div><h3 class="gdlr-core-blog-title gdlr-core-skin-title" ><a href="https://www.assetsandincome.com/blog/investment-tax-changes-2021/" >Investment Themes and Tax Changes for 2021 and a Podcast</a></h3><div class="gdlr-core-blog-content" >Expert Network Team Podcast Click here to listen to Karl and his Expert Team’s latest podcast. Consolidated Appropriations Act of 2021 and What it Means for You Karl and Nathan Merrill, attorney at Goodspeed and Merrill, discuss the most recent tax reform passed through Congress at the end of 2020. Many people know about...<div class="clear"></div><a class="gdlr-core-excerpt-read-more gdlr-core-plain-text" href="https://www.assetsandincome.com/blog/investment-tax-changes-2021/" >Read More<i class="fa fa-long-arrow-right" ></i></a></div></div></div></div><div class="gdlr-core-item-list gdlr-core-item-pdlr gdlr-core-column-20" ><div class="gdlr-core-blog-grid " ><div class="gdlr-core-blog-thumbnail gdlr-core-media-image gdlr-core-opacity-on-hover gdlr-core-zoom-on-hover" ><a href="https://www.assetsandincome.com/blog/look-back-2020/" ><img src="https://www.assetsandincome.com/wp-content/uploads/2021/01/shutterstock_520847458-scaled.jpg" alt="" width="2560" height="1707" title="shutterstock_520847458" /></a></div><div class="gdlr-core-blog-grid-content-wrap"><div class="gdlr-core-blog-grid-date" ><span class="gdlr-core-blog-info gdlr-core-blog-info-font gdlr-core-skin-caption gdlr-core-blog-info-date" ><span class="gdlr-core-head" ><i class="icon_clock_alt" ></i></span><a href="https://www.assetsandincome.com/2021/01/06/">January 6, 2021</a></span></div><h3 class="gdlr-core-blog-title gdlr-core-skin-title" ><a href="https://www.assetsandincome.com/blog/look-back-2020/" >A Look Back on 2020-An Unprecedented Year</a></h3><div class="gdlr-core-blog-content" >Happy returns happen—especially when we separate ourselves from our investments. Crash and Recovery 2020 saw the shortest bear market in history. From February to March, we experienced the fastest deep crash ever, with the equity markets losing more than a third of their value. From that point until the end of the year, markets more...<div class="clear"></div><a class="gdlr-core-excerpt-read-more gdlr-core-plain-text" href="https://www.assetsandincome.com/blog/look-back-2020/" >Read More<i class="fa fa-long-arrow-right" ></i></a></div></div></div></div></div><div class="gdlr-core-pagination gdlr-core-style-round gdlr-core-right-align gdlr-core-item-pdlr" ><span aria-current="page" class="page-numbers current">1</span> <a class="page-numbers" href="https://www.assetsandincome.com/periscope-blog/page/2/">2</a> <a class="page-numbers" href="https://www.assetsandincome.com/periscope-blog/page/3/">3</a> <span class="page-numbers dots">…</span> <a class="page-numbers" href="https://www.assetsandincome.com/periscope-blog/page/41/">41</a> <a class="next page-numbers" href="https://www.assetsandincome.com/periscope-blog/page/2/"></a></div></div></div><div class="gdlr-core-pbf-element" ><div class="gdlr-core-button-item gdlr-core-item-pdlr gdlr-core-item-pdb gdlr-core-center-align" style="margin-top: 20px ;" ><a class="gdlr-core-button gdlr-core-button-solid gdlr-core-button-with-border" href="/periscope-weekly-newsletter-subscription/" id="gdlr-core-button-id-19545" ><span class="gdlr-core-content" >Subscribe to Periscope Newsletter</span></a></div></div></div></div></div></div></div></div></div></div><footer><div class="financity-footer-wrapper " ><div class="financity-footer-container financity-container clearfix" ><div class="financity-footer-column financity-item-pdlr financity-column-15" ><div id="text-28" class="widget widget_text financity-widget"> <div class="textwidget"><p><a href="/"><img loading="lazy" class="alignnone size-medium wp-image-7454" src="/wp-content/uploads/2020/06/AI_2CLR_POS_H-01.png" alt="" width="300" height="69" /></a><br /> Investment advisory services offered through A&I Financial Services LLC, registered investment advisor.</p> <p><i class="fa fa-location-arrow" style="font-size: 17px ;color: #fff ;margin-right: 10px ;" ></i>9800 Mt. 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