Tax Optimization Strategies

Our experienced team uses tax strategies to give you more choice and control over when and how much you pay in taxes.

“

“I appreciate the additional value you provide with tax harvesting and other strategies.”

Benefits

Tax optimization provides you and your loved ones many benefits:

Choice and control over when and how much you pay in taxes
An investment portfolio that may reduce your tax burden
Greater confidence in your finances

Go Tax Free!

Karl Frank wrote the book, Go Tax Free!

With a Go Tax Free financial plan, you’ll sleep better at night knowing that you are making good decisions for your family. Money in America is taxed in three ways: taxed-as earned, tax-deferred or tax-free.

A and amp;I Financial Services - Karl Frank Book - Go Tax Free

Taxed as Earned

This is the way most of our investment accounts, certificates of deposit, and savings accounts are set up. Every year, we pay some taxes on the gains.

Tax-deferred

This is the way most of our retirement accounts are set up, including IRAs, 401ks, and pension plans. We defer the income taxes until we make withdrawals in retirement.

Tax-free

This is an account like a Roth IRA, cash value life insurance, and others that potentially allows tax-free withdrawals.

Go Tax Free

Learn More About How to Go Tax Free!

A Portfolio for an Uncertain Tax World

We diversify our client’s investments by tax category. This portfolio reduces your tax risks when the government changes regulations.

If the government raises taxes, your tax-free “Green Slice” is more valuable than the others because it has no tax burden. If the government lowers taxes, then the tax-deferred “blue slice” is more valuable. In any case, most people don’t have much money in the tax-free category. That’s why we say we help you “Go tax free!” We help you make the right decision for your situation, with choice and control over how you are taxed.