“I appreciate the additional value you provide with tax harvesting and other strategies.”
Tax optimization provides you and your loved ones many benefits:
Karl Frank wrote the book, Go Tax Free!
With a Go Tax Free financial plan, you’ll sleep better at night knowing that you are making good decisions for your family. Money in America is taxed in three ways: taxed-as earned, tax-deferred or tax-free.
This is the way most of our investment accounts, certificates of deposit, and savings accounts are set up. Every year, we pay some taxes on the gains.
This is the way most of our retirement accounts are set up, including IRAs, 401ks, and pension plans. We defer the income taxes until we make withdrawals in retirement.
This is an account like a Roth IRA, cash value life insurance, and others that potentially allows tax-free withdrawals.
We diversify our client’s investments by tax category. This portfolio reduces your tax risks when the government changes regulations.
If the government raises taxes, your tax-free “Green Slice” is more valuable than the others because it has no tax burden. If the government lowers taxes, then the tax-deferred “blue slice” is more valuable. In any case, most people don’t have much money in the tax-free category. That’s why we say we help you “Go tax free!” We help you make the right decision for your situation, with choice and control over how you are taxed.
We employ several strategies to help increase your choice and control.
We provide professional advice on how to reduce the taxes for your investment portfolio.
We all want to retire with independence, dignity and have a little fun.
Make an impact beyond your family, helping our community and the world at large. Charitable donations can also save a lot of taxes.
Ultimately, an advanced financial plan takes into consideration your taxes, and helps you prepare and mitigate your costs.
Learn how we help to reduce the risks you face and make educated decisions about ways to protect your wealth.
We help protect wealth across generations for clients, especially by mitigating taxes.
Make an impact beyond your family, helping our community and the world at large.
Be sure your financial assets, values, stories and more transfer to the people and causes you care about. Minimize taxes and other costs.
Learn about different types of trusts we may establish to protect you and your family.
Learn about different ways to maximize your Social Security benefits and avoid costly mistakes.