When is the Right Time for Financial Planning?

A&I Wealth Management > Periscope Newsletter > When is the Right Time for Financial Planning?

Money skills are survival skills, I said recently to the CFP Board of Standards. This wasn’t my idea, it was my dear friend and mentor, now departed, Dick Wagner, who gave me the opening quote.

Read my CFP Board blog post

I’ll share with you some secrets that I didn’t explain in the national blog post. Psst.. all our clients already benefit from these. Perhaps you didn’t know?

Your Expert Team
You might not know all of the benefits you have here with your team of professionals.

  • Wealth enhancement: help with taxes and debt
  • Wealth protection: legal help and insurance advice
  • Wealth transfer: Help with the estate plan
  • Charitable giving: Help making meaningful gifts

Professionals know…
One of the keys of success, I believe, is knowing what you know and perhaps more importantly, knowing what you don’t know. And the best solution to solving problems you don’t know how to solve is…find someone you can trust.

Our financial advisors built a network of professionals who they can rely on to provide our clients financial advice that is outside their own personal areas of expertise. We can answer questions about a huge array of financial topics. Just today I answered questions about trusts, corporations, mortgages, student debt, credit card debt, life insurance and a reverse mortgage too.
I don’t know all this stuff. No one does. But we know people who do.

Like driving a submarine
Our financial advisors’ teams of professionals work together with a process we built here at AIWM that enables the client to “drive the ship” instead of wear all the hats of an entire crew. To run a submarine, a person must understand how the pistons, rudders, oxygen, electricity, plumbing and minutia work. No one can do it alone.

Instead, we help our experts communicate with each other and facilitate that communication and expert advice back to our clients. You can ask us a question about almost anything financial and we can find an answer for you. Go ahead, try it!

It is our process that is unique here at A&I Financial. No one else does it quite like us.

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Team of doctors helps our son
My family had a great experience at Children’s Hospital last week. As many of you know, we had a dramatic and terrifying accident earlier this year and our son, Henry, experienced a number of injuries.

Henry is on the mend.

And a good part of the reason he is healing is because of the process that Children’s Hospital Colorado put in place for some of their chronic pain patients. We had a day with a team of experts—every expert the hospital thought was appropriate for our patient-son. They all met with him one-on-one and then met with each other, in a huddle, in the hospital.

When we left that day, we had an improved and coordinated set of advice for our patient-son to follow. I’m sure that this will expedite his healing. Even better, he felt like he was important. He felt like he had all this attention from these brilliant, caring people. He feels confident. His positive attitude, perhaps more than anything else, will help his healing.

For the two of us parents, the team was great. We had so much trouble coordinating his care with all these experts. We used to have this medication prescribed by this doctor with that prescription from the other doctor. Then, we show up, they talk with each other, and shazam! It all fits together. We’ve got no pharmacopeia, no confusion. Just clarity and confidence.

The experience we had last week with the medical profession is rare. And wonderful. And it’s the same experience we endeavor to provide all of you, our clients, day after day at A&I Financial Services LLC. We coordinate all the financial care you want and need so that you can proceed with calm confidence and “steer the ship.”


(1) Statista Content & Design- Good news at a difficult time

About the author

Karl Frank, Certified Financial Planner ®, MSF, MBA, MA, is the President of A&I Financial Services LLC, a local business that specializes in wealth management, insurance planning, and retirement planning. Karl cares for business owners and the businesses that care for them. Learn More about Karl.