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Social Media, Your Kids and Your Money

Do people who use social media spend more than others?

An inaccurate perception, called a visibility bias, researchers suggest is changing our consumption habits. We only post on social media expensive things, dinners, and experiences, and we don’t promote the mundane, everyday, saving. When our friends see us post, they are inclined to spend more. “It’s kind of the domino effect triggering other people into doing something. It doesn’t have to be that you feel pressured, it’s just like they learn from your activity, your consumption,” say the researchers.(1)

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Why we love the Health Savings Account (HSA)

We love Health Savings Accounts, (HSAs) and we think you should too. Like Francois Giguere, CFP®, says: “There are three big reasons I love HSA plans:

They grow tax-free.You can keep them over for the rest of your life.You can invest the money.”

Let’s look at each of these points more closely. First, an HSA is one of the few ways that you can deposit pre-tax monies; you can invest, grow and pull out HSA money without being taxed. The contributions are not huge, but they might add up over time! In 2019, the contribution limits are:

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