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Investment Philosophy


There are thousands of investment consultants in the United States, some of them better than others. What makes our investment philosophy different?

A&I Investment Philosophy

  • More than 100 years of combined experience within our investment committee
  • Access to stock research lead by a PhD and former Dean of Finance School at University of Denver
  • Access to bond and economic research lead by a team of CFAs with in-depth, in-person research of investment managers
  • What really makes us different, and what helped our firm grow during both the 2000 and 2008 stock market crashes is Trend Following. The goal of Trend Following is to take the emotions out of investment decisions and to help our clients potentially profit from stock market trends, both up and down.

To learn more, contact us and/or ask for our "Investment Philosophy" white paper.

Manager and Investment Selection

AIFS portfolios are a customized, calculated collection of solid, time-tested money management philosophies.

Foundation Income (Bonds)

We have as a resource an experienced team of Chartered Financial Analysts who perform hands-on research and on-site visits to find the best fixed income investment managers possible.

Strategic Active Equity (Stocks)

Using a patented approach to equity management, called Strategic Active Equity, we utilize a team of equity analysts lead by Dr. Tom Howard. He combines rigorous research from leading academic institutions like Harvard, Yale, Oxford and the University of Denver, among others, to give our clients direct access to high-quality, actively-managed stock portfolios.

World Growth (Mutual Funds)

Building a superior portfolio isn't easy. Using what's known as a "Modified Ibbotson Allocation" and proprietary research, World Growth portfolios take a global approach with broad diversification and an appealing reward/risk profile.

Trend Following (Stocks)

Using our proprietary technical analysis system, the A&I Financial Services investment team follows recent market trends and positions equity investments accordingly with the goal of minimizing losses and capturing gains.

SBMA: Alternative Assets

Alternative investments, in diverse categories such as commodities, precious metals, and currencies, have the potential to add diversity and non-correlation for many AIFS clients.

To learn more, contact us and/or ask for our "Investment Philosophy" white paper.

Asset allocation and diversification do not ensure a profit or protect against loss in a declining market. Investment strategies have inherent risk factors and there is no assurance that any investment strategy will be successful. Non-traditional investments or alternative investments involve specific risks that may be greater than those associated with traditional investments. Investors should consider the special risks including illiquidity, speculative strategies such as leverage and commodity price volatility, increased expenses and tax considerations before investing.

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A&I Financial Services - Karl Frank Book - Go Tax Free






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