<div class="financity-mobile-header financity-header-background financity-style-slide" id="financity-mobile-header" ><div class="financity-mobile-header-container financity-container" ><div class="financity-logo financity-item-pdlr"><div class="financity-logo-inner"><a href="https://www.assetsandincome.com/" ><img src="https://www.assetsandincome.com/wp-content/uploads/2020/06/AI_2CLR_POS_H-01.png" alt="Logo" width="405" height="94" title="Logo" /></a></div></div><div class="financity-mobile-menu-right" ><div class="financity-main-menu-search" id="financity-mobile-top-search" ><i class="fa fa-search" ></i></div><div class="financity-top-search-wrap" > <div class="financity-top-search-close" ></div> <div class="financity-top-search-row" > <div class="financity-top-search-cell" > <form role="search" method="get" class="search-form" action="https://www.assetsandincome.com/"> <input type="text" class="search-field financity-title-font" placeholder="Search..." value="" name="s"> <div class="financity-top-search-submit"><i class="fa fa-search" ></i></div> <input type="submit" class="search-submit" value="Search"> <div class="financity-top-search-close"><i class="icon_close" ></i></div> </form> </div> </div> </div> <div class="financity-mobile-menu" ><a class="financity-mm-menu-button financity-mobile-menu-button financity-mobile-button-hamburger" href="#financity-mobile-menu" ><span></span></a><div class="financity-mm-menu-wrap financity-navigation-font" id="financity-mobile-menu" data-slide="right" ><ul id="menu-main-navigation" class="m-menu"><li class="show-on-mobile menu-item menu-item-type-post_type menu-item-object-page menu-item-8912"><a href="https://www.assetsandincome.com/client-access/">Client Access</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-5628"><a href="https://www.assetsandincome.com/">Home</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page current-menu-ancestor current-menu-parent current_page_parent current_page_ancestor menu-item-has-children menu-item-6522"><a href="https://www.assetsandincome.com/who-we-serve/">Who We Serve</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6544"><a href="/who-we-serve/families/">Families</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6546"><a href="/who-we-serve/business-owners-and-executives/">Business Owners and Executives</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom current-menu-item menu-item-6548"><a href="/who-we-serve/life-transitions/" aria-current="page">Life Transitions</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6550"><a href="/who-we-serve/womens-wealth-and-wellness/">Women’s Wealth and Wellness</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-6733"><a href="https://www.assetsandincome.com/services/">Services</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-9800"><a href="https://www.assetsandincome.com/financial-advise/">Financial Advice Services</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-12126"><a href="https://www.assetsandincome.com/who-we-serve/retirement-planning/">Retirement Planning</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-10386"><a href="https://www.assetsandincome.com/financial-advise/business-succession-planning/">Business Succession Planning</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-10397"><a href="https://www.assetsandincome.com/financial-advise/real-estate-investment-planning/">Real Estate Planning</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-10400"><a href="https://www.assetsandincome.com/financial-advise/wealth-transfer-planning/">Wealth Transfer Planning</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-10396"><a href="https://www.assetsandincome.com/financial-advise/concentrated-equity-strategies/">Concentrated Equity Strategies</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-9801"><a href="https://www.assetsandincome.com/investment-advice/">Investment Advice</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11219"><a href="https://www.assetsandincome.com/investment-advice/401k-advice-for-individuals-and-businesses/">401k Advice for Individuals and Businesses</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-10471"><a href="https://www.assetsandincome.com/investment-advice/stock-and-stock-fund-investments/">Stock and Stock Fund Investments</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-10472"><a href="https://www.assetsandincome.com/investment-advice/asset-allocation-and-portfolio-management/">Asset Allocation and Portfolio Management</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11220"><a href="https://www.assetsandincome.com/investment-advice/iras-roth-rollover-inherited-and-more/">IRAs: Roth, Rollover, Inherited and More</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11566"><a href="https://www.assetsandincome.com/investment-advice/single-stock-diversification/">Single Stock Diversification</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11218"><a href="https://www.assetsandincome.com/investment-advice/annuities-of-all-kinds/">Annuities of All Kinds</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11221"><a href="https://www.assetsandincome.com/investment-advice/investment-performance-analysis/">Investment Performance Analysis</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11222"><a href="https://www.assetsandincome.com/investment-advice/hedging-strategies-and-alternatives/">Hedging Strategies and Alternatives</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11223"><a href="https://www.assetsandincome.com/investment-advice/stock-option-planning/">Stock Option Planning</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11292"><a href="https://www.assetsandincome.com/investment-advice/esg-investment-advisors/">Environmental Social and Governance Investing</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11455"><a href="https://www.assetsandincome.com/investment-advice/bonds-and-fixed-income-investments/">Bonds and Fixed Income Investments</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-9809"><a href="https://www.assetsandincome.com/tax-and-estate-planning-advice/">Tax and Estate Planning</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11461"><a href="https://www.assetsandincome.com/tax-and-estate-planning-advice/setting-up-trust-accounts/">Setting up Trust Accounts</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11463"><a href="https://www.assetsandincome.com/tax-and-estate-planning-advice/tax-efficient-distribution-of-wealth/">Tax Efficient Distribution of Wealth</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11462"><a href="https://www.assetsandincome.com/tax-and-estate-planning-advice/social-security-benefit-options/">Social Security Benefit Options</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11464"><a href="https://www.assetsandincome.com/tax-and-estate-planning-advice/tax-optimization-strategies/">Tax Optimization Strategies</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11465"><a href="https://www.assetsandincome.com/tax-and-estate-planning-advice/asset-protection-and-reducing-risks/">Asset Protection and Reducing Risks</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-9808"><a href="https://www.assetsandincome.com/insurance-and-risk-management/">Insurance and Risk Management</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12124"><a href="https://www.assetsandincome.com/insurance-and-risk-management/long-term-care-insurance-planning/">Long-term care Planning</a></li> </ul> </li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-9810"><a href="https://www.assetsandincome.com/periscope-blog/">Resources</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6827"><a href="https://www.assetsandincome.com/periscope-blog/">Blog</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-9003"><a href="https://www.assetsandincome.com/investment-advice-ira-plans-videos/">Investment Advice Videos</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-7148"><a href="https://www.assetsandincome.com/go-tax-free-life-insurance-roth-iras/">Go Tax Free</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-7679"><a href="/events/">Upcoming Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-9811"><a href="https://www.assetsandincome.com/download-a-white-paper/">Whitepapers</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-9991"><a href="https://www.assetsandincome.com/financial-podcast/">Financial Advice Podcast</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-7135"><a href="/why-choose-us/">About Us</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6653"><a href="https://www.assetsandincome.com/our-process-our-promise/">Our Process, Our Promise</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6677"><a href="https://www.assetsandincome.com/what-we-believe/">What We Believe</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6580"><a href="https://www.assetsandincome.com/our-team/">Our Team</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6663"><a href="https://www.assetsandincome.com/our-history/">Our History</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6608"><a href="https://www.assetsandincome.com/our-values/">Our Values</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-7332"><a href="https://www.assetsandincome.com/our-community/">Our Community</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6585"><a href="https://www.assetsandincome.com/why-choose-us/">Why Choose Us</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-7333"><a href="https://www.assetsandincome.com/career/">Careers</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6525"><a href="https://www.assetsandincome.com/contact/">Contact</a></li> </ul></div></div></div></div></div></div><div class="financity-body-outer-wrapper "> <div class="financity-body-wrapper clearfix financity-with-transparent-header financity-with-frame"> <div class="financity-header-background-transparent" ><div class="financity-top-bar" ><div class="financity-top-bar-background" ></div><div class="financity-top-bar-container clearfix financity-container " ><div class="financity-top-bar-left financity-item-pdlr"><a href=/client-access/"><i class="fa fa-user" style="font-size: 17px ;color: #fff ;margin-left: 20px ;margin-right: 10px ;" ></i><strong>Client Access</strong></a></div><div class="financity-top-bar-right financity-item-pdlr"><div class="financity-top-bar-right-text"><a href="tel:+1 303-690-5070"><i class="fa fa-phone" style="font-size: 17px ;color: #fff ;margin-left: 20px ;margin-right: 10px ;" ></i><strong>+1 303-690-5070</strong></a></div><span class="financity-top-bar-divider financity-left-margin" ></span><div class="financity-top-bar-right-social" ><a href="https://www.facebook.com/AandIFinancialServices/" target="_blank" class="financity-top-bar-social-icon" title="facebook" ><i class="fa fa-facebook" ></i></a><a href="https://www.linkedin.com/company/a&i-financial-services/" target="_blank" class="financity-top-bar-social-icon" title="linkedin" ><i class="fa fa-linkedin" ></i></a><a href="https://www.youtube.com/channel/UCakfq8mzV3Z0aLaB7JX_RQA" target="_blank" class="financity-top-bar-social-icon" title="youtube" ><i class="fa fa-youtube" ></i></a></div></div></div></div> <header class="financity-header-wrap financity-header-style-plain financity-style-menu-right financity-sticky-navigation financity-style-slide" data-navigation-offset="75px" > <div class="financity-header-background" ></div> <div class="financity-header-container financity-container"> <div class="financity-header-container-inner clearfix"> <div class="financity-logo financity-item-pdlr"><div class="financity-logo-inner"><a href="https://www.assetsandincome.com/" ><img src="https://www.assetsandincome.com/wp-content/uploads/2020/06/AI_2CLR_POS_H-01.png" alt="Logo" width="405" height="94" title="Logo" /></a></div></div> <div class="financity-navigation financity-item-pdlr clearfix " > <div class="financity-main-menu" id="financity-main-menu" ><ul id="menu-main-navigation-1" class="sf-menu"><li class="show-on-mobile menu-item menu-item-type-post_type menu-item-object-page menu-item-8912 financity-normal-menu"><a href="https://www.assetsandincome.com/client-access/">Client Access</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-5628 financity-normal-menu"><a href="https://www.assetsandincome.com/">Home</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page current-menu-ancestor current-menu-parent current_page_parent current_page_ancestor menu-item-has-children menu-item-6522 financity-normal-menu"><a href="https://www.assetsandincome.com/who-we-serve/" class="sf-with-ul-pre">Who We Serve</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6544" data-size="60"><a href="/who-we-serve/families/">Families</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6546" data-size="60"><a href="/who-we-serve/business-owners-and-executives/">Business Owners and Executives</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom current-menu-item menu-item-6548" data-size="60"><a href="/who-we-serve/life-transitions/">Life Transitions</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6550" data-size="60"><a href="/who-we-serve/womens-wealth-and-wellness/">Women’s Wealth and Wellness</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-6733 financity-normal-menu"><a href="https://www.assetsandincome.com/services/" class="sf-with-ul-pre">Services</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-9800" data-size="60"><a href="https://www.assetsandincome.com/financial-advise/" class="sf-with-ul-pre">Financial Advice Services</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-12126"><a href="https://www.assetsandincome.com/who-we-serve/retirement-planning/">Retirement Planning</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-10386"><a href="https://www.assetsandincome.com/financial-advise/business-succession-planning/">Business Succession Planning</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-10397"><a href="https://www.assetsandincome.com/financial-advise/real-estate-investment-planning/">Real Estate Planning</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-10400"><a href="https://www.assetsandincome.com/financial-advise/wealth-transfer-planning/">Wealth Transfer Planning</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-10396"><a href="https://www.assetsandincome.com/financial-advise/concentrated-equity-strategies/">Concentrated Equity Strategies</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-9801" data-size="60"><a href="https://www.assetsandincome.com/investment-advice/" class="sf-with-ul-pre">Investment Advice</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11219"><a href="https://www.assetsandincome.com/investment-advice/401k-advice-for-individuals-and-businesses/">401k Advice for Individuals and Businesses</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-10471"><a href="https://www.assetsandincome.com/investment-advice/stock-and-stock-fund-investments/">Stock and Stock Fund Investments</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-10472"><a href="https://www.assetsandincome.com/investment-advice/asset-allocation-and-portfolio-management/">Asset Allocation and Portfolio Management</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11220"><a href="https://www.assetsandincome.com/investment-advice/iras-roth-rollover-inherited-and-more/">IRAs: Roth, Rollover, Inherited and More</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11566"><a href="https://www.assetsandincome.com/investment-advice/single-stock-diversification/">Single Stock Diversification</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11218"><a href="https://www.assetsandincome.com/investment-advice/annuities-of-all-kinds/">Annuities of All Kinds</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11221"><a href="https://www.assetsandincome.com/investment-advice/investment-performance-analysis/">Investment Performance Analysis</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11222"><a href="https://www.assetsandincome.com/investment-advice/hedging-strategies-and-alternatives/">Hedging Strategies and Alternatives</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11223"><a href="https://www.assetsandincome.com/investment-advice/stock-option-planning/">Stock Option Planning</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11292"><a href="https://www.assetsandincome.com/investment-advice/esg-investment-advisors/">Environmental Social and Governance Investing</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11455"><a href="https://www.assetsandincome.com/investment-advice/bonds-and-fixed-income-investments/">Bonds and Fixed Income Investments</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-9809" data-size="60"><a href="https://www.assetsandincome.com/tax-and-estate-planning-advice/" class="sf-with-ul-pre">Tax and Estate Planning</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11461"><a href="https://www.assetsandincome.com/tax-and-estate-planning-advice/setting-up-trust-accounts/">Setting up Trust Accounts</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11463"><a href="https://www.assetsandincome.com/tax-and-estate-planning-advice/tax-efficient-distribution-of-wealth/">Tax Efficient Distribution of Wealth</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11462"><a href="https://www.assetsandincome.com/tax-and-estate-planning-advice/social-security-benefit-options/">Social Security Benefit Options</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11464"><a href="https://www.assetsandincome.com/tax-and-estate-planning-advice/tax-optimization-strategies/">Tax Optimization Strategies</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11465"><a href="https://www.assetsandincome.com/tax-and-estate-planning-advice/asset-protection-and-reducing-risks/">Asset Protection and Reducing Risks</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-9808" data-size="60"><a href="https://www.assetsandincome.com/insurance-and-risk-management/" class="sf-with-ul-pre">Insurance and Risk Management</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12124"><a href="https://www.assetsandincome.com/insurance-and-risk-management/long-term-care-insurance-planning/">Long-term care Planning</a></li> </ul> </li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-9810 financity-normal-menu"><a href="https://www.assetsandincome.com/periscope-blog/" class="sf-with-ul-pre">Resources</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6827" data-size="60"><a href="https://www.assetsandincome.com/periscope-blog/">Blog</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-9003" data-size="60"><a href="https://www.assetsandincome.com/investment-advice-ira-plans-videos/">Investment Advice Videos</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-7148" data-size="60"><a href="https://www.assetsandincome.com/go-tax-free-life-insurance-roth-iras/">Go Tax Free</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-7679" data-size="60"><a href="/events/">Upcoming Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-9811" data-size="60"><a href="https://www.assetsandincome.com/download-a-white-paper/">Whitepapers</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-9991" data-size="60"><a href="https://www.assetsandincome.com/financial-podcast/">Financial Advice Podcast</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-7135 financity-normal-menu"><a href="/why-choose-us/" class="sf-with-ul-pre">About Us</a> <ul class="sub-menu"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6653" data-size="60"><a href="https://www.assetsandincome.com/our-process-our-promise/">Our Process, Our Promise</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6677" data-size="60"><a href="https://www.assetsandincome.com/what-we-believe/">What We Believe</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6580" data-size="60"><a href="https://www.assetsandincome.com/our-team/">Our Team</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6663" data-size="60"><a href="https://www.assetsandincome.com/our-history/">Our History</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6608" data-size="60"><a href="https://www.assetsandincome.com/our-values/">Our Values</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-7332" data-size="60"><a href="https://www.assetsandincome.com/our-community/">Our Community</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6585" data-size="60"><a href="https://www.assetsandincome.com/why-choose-us/">Why Choose Us</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-7333" data-size="60"><a href="https://www.assetsandincome.com/career/">Careers</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6525 financity-normal-menu"><a href="https://www.assetsandincome.com/contact/">Contact</a></li> </ul><div class="financity-navigation-slide-bar" id="financity-navigation-slide-bar" ></div></div><div class="financity-main-menu-right-wrap clearfix " ><div class="financity-main-menu-search" id="financity-top-search" ><i class="fa fa-search" ></i></div><div class="financity-top-search-wrap" > <div class="financity-top-search-close" ></div> <div class="financity-top-search-row" > <div class="financity-top-search-cell" > <form role="search" method="get" class="search-form" action="https://www.assetsandincome.com/"> <input type="text" class="search-field financity-title-font" placeholder="Search..." value="" name="s"> <div class="financity-top-search-submit"><i class="fa fa-search" ></i></div> <input type="submit" class="search-submit" value="Search"> <div class="financity-top-search-close"><i class="icon_close" ></i></div> </form> </div> </div> </div> </div> </div><!-- financity-navigation --> </div><!-- financity-header-inner --> </div><!-- financity-header-container --> </header><!-- header --></div> <div class="financity-page-wrapper" id="financity-page-wrapper" ><div class="gdlr-core-page-builder-body"><div class="gdlr-core-pbf-wrapper " style="padding: 360px 0px 140px 0px;" id="gdlr-core-wrapper-1" ><div class="gdlr-core-pbf-background-wrap" ><div class="gdlr-core-pbf-background gdlr-core-parallax gdlr-core-js" style="background-image: url(https://www.assetsandincome.com/wp-content/uploads/2020/05/Transitions_blue_header.jpg) ;background-size: cover ;background-position: center ;" data-parallax-speed="0.2" ></div></div><div class="gdlr-core-pbf-wrapper-content gdlr-core-js " ><div class="gdlr-core-pbf-wrapper-container clearfix gdlr-core-container" ><div class="gdlr-core-pbf-element" ><div class="gdlr-core-title-item gdlr-core-item-pdb clearfix gdlr-core-left-align gdlr-core-title-item-caption-bottom gdlr-core-item-pdlr" ><div class="gdlr-core-title-item-title-wrap " ><h1 class="gdlr-core-title-item-title gdlr-core-skin-title " style="font-size: 68px ;font-weight: 600 ;letter-spacing: 0px ;text-transform: none ;color: #ffffff ;" >Life Transitions<span class="gdlr-core-title-item-title-divider gdlr-core-skin-divider" ></span></h1></div><span class="gdlr-core-title-item-caption gdlr-core-info-font gdlr-core-skin-caption" style="font-size: 14px ;font-style: normal ;letter-spacing: 2px ;text-transform: uppercase ;color: #efefef ;" >Financial planning doesn’t stop when changes start. </span></div></div></div></div></div><div class="gdlr-core-pbf-wrapper " style="margin: 0px 0px 0px 0px;padding: 90px 0px 25px 0px;" ><div class="gdlr-core-pbf-background-wrap" ></div><div class="gdlr-core-pbf-wrapper-content gdlr-core-js " ><div class="gdlr-core-pbf-wrapper-container clearfix gdlr-core-container" ><div class="gdlr-core-pbf-column gdlr-core-column-30 gdlr-core-column-first" ><div class="gdlr-core-pbf-column-content-margin gdlr-core-js " style="margin: -170px 0px 0px 0px;padding: 0px 0px 0px 0px;" ><div class="gdlr-core-pbf-background-wrap" ></div><div class="gdlr-core-pbf-column-content clearfix gdlr-core-js " ><div class="gdlr-core-pbf-element" ><div class="gdlr-core-image-item gdlr-core-item-pdb gdlr-core-center-align gdlr-core-item-pdlr" ><div class="gdlr-core-image-item-wrap gdlr-core-media-image gdlr-core-with-shadow gdlr-core-image-item-style-rectangle" style="box-shadow: 0 0 74px rgba(15, 15, 15,0.07); -moz-box-shadow: 0 0 74px rgba(15, 15, 15,0.07); -webkit-box-shadow: 0 0 74px rgba(15, 15, 15,0.07); border-width: 0px;" ><img src="https://www.assetsandincome.com/wp-content/uploads/2020/05/life-transisition-img.jpg" alt="" width="595" height="580" title="life-transisition-img" /></div></div></div></div></div></div><div class="gdlr-core-pbf-column gdlr-core-column-30" ><div class="gdlr-core-pbf-column-content-margin gdlr-core-js " style="padding: 0px 0px 40px 30px;" ><div class="gdlr-core-pbf-background-wrap" ></div><div class="gdlr-core-pbf-column-content clearfix gdlr-core-js " ><div class="gdlr-core-pbf-element" ><div class="gdlr-core-title-item gdlr-core-item-pdb clearfix gdlr-core-left-align gdlr-core-title-item-caption-top gdlr-core-item-pdlr" ><div class="gdlr-core-title-item-title-wrap " ><h4 class="gdlr-core-title-item-title gdlr-core-skin-title " style="font-size: 27px ;font-weight: 600 ;letter-spacing: 0px ;text-transform: none ;" >Life Transitions<span class="gdlr-core-title-item-title-divider gdlr-core-skin-divider" ></span></h4></div></div></div><div class="gdlr-core-pbf-element" ><div class="gdlr-core-text-box-item gdlr-core-item-pdlr gdlr-core-item-pdb gdlr-core-left-align" ><div class="gdlr-core-text-box-item-content" style="font-size: 16px ;text-transform: none ;" ><p>Life transitions often come hand-in-hand with a sudden change in finances. Our financial advisors help you build a solid financial framework for the next phase of your life. Whether you’ve recently lost a spouse, switched jobs, or are preparing to sell your business, we will help you achieve your financial goals each step of the way.</p> </div></div></div></div></div></div></div></div></div><div class="gdlr-core-pbf-wrapper " style="margin: 0px 0px 0px 0px;padding: 45px 0px 30px 0px;" id="gdlr-core-wrapper-2" ><div class="gdlr-core-pbf-background-wrap" ><div class="gdlr-core-pbf-background gdlr-core-parallax gdlr-core-js" style="background-repeat: no-repeat ;background-position: center ;" data-parallax-speed="0.04" ></div></div><div class="gdlr-core-pbf-wrapper-content gdlr-core-js " ><div class="gdlr-core-pbf-wrapper-container clearfix gdlr-core-container" ><div class="gdlr-core-pbf-element" ><div class="gdlr-core-title-item gdlr-core-item-pdb clearfix gdlr-core-center-align gdlr-core-title-item-caption-bottom gdlr-core-item-pdlr" style="padding-bottom: 27px ;" ><div class="gdlr-core-title-item-title-wrap " ><h3 class="gdlr-core-title-item-title gdlr-core-skin-title " style="font-size: 44px ;font-weight: 600 ;letter-spacing: 0px ;text-transform: none ;color: #232323 ;" >Life Transitions<span class="gdlr-core-title-item-title-divider gdlr-core-skin-divider" ></span></h3></div></div></div><div class="gdlr-core-pbf-element" ><div class="gdlr-core-divider-item gdlr-core-divider-item-normal gdlr-core-item-pdlr gdlr-core-center-align" style="margin-bottom: 25px ;" ><div class="gdlr-core-divider-container" style="max-width: 54px ;" ><div class="gdlr-core-divider-line gdlr-core-skin-divider" style="border-color: #254099 ;border-width: 4px;" ></div></div></div></div></div></div></div><div class="gdlr-core-pbf-wrapper " style="margin: 0px 0px 0px 0px;padding: 45px 0px 30px 0px;" id="gdlr-core-wrapper-3" ><div class="gdlr-core-pbf-background-wrap" ><div class="gdlr-core-pbf-background gdlr-core-parallax gdlr-core-js" style="background-repeat: no-repeat ;background-position: center ;" data-parallax-speed="0.04" ></div></div><div class="gdlr-core-pbf-wrapper-content gdlr-core-js " ><div class="gdlr-core-pbf-wrapper-container clearfix gdlr-core-container" ><div class="gdlr-core-pbf-element" ><div class="gdlr-core-hover-box-item gdlr-core-item-pdb clearfix gdlr-core-left-align" style="padding-bottom: 20px ;" ><div class="gdlr-core-hover-box-column gdlr-core-item-pdlr gdlr-core-item-mgb gdlr-core-column-20 gdlr-core-column-first" ><div class="gdlr-core-hover-box gdlr-core-outer-frame-element clearfix" style="box-shadow: 0 0 74px rgba(10, 10, 10,0.07); -moz-box-shadow: 0 0 74px rgba(10, 10, 10,0.07); -webkit-box-shadow: 0 0 74px rgba(10, 10, 10,0.07); " ><div class="gdlr-core-hover-box-thumbnail-top gdlr-core-media-image" ><img src="https://www.assetsandincome.com/wp-content/uploads/2020/05/Lose_of_Spouse_Bucket.jpg" alt="Widow" width="701" height="424" title="Lose_of_Spouse_Bucket" /></div><div class="gdlr-core-hover-box-content-wrap" style="padding-left: 35px;" ><h3 class="gdlr-core-hover-box-title gdlr-core-skin-title" style="font-size: 20px ;text-transform: none ;color: #002c5f ;" >Loss of a Spouse</h3><div class="gdlr-core-hover-box-content gdlr-core-skin-content" style="color: #898989 ;" ><p>“When my husband passed away, I didn’t know where to start.”</p> </div></div><a class="gdlr-core-hover-box-link" href="/who-we-serve/financial-advice-for-widows/" ></a></div></div><div class="gdlr-core-hover-box-column gdlr-core-item-pdlr gdlr-core-item-mgb gdlr-core-column-20" ><div class="gdlr-core-hover-box gdlr-core-outer-frame-element clearfix" style="box-shadow: 0 0 74px rgba(10, 10, 10,0.07); -moz-box-shadow: 0 0 74px rgba(10, 10, 10,0.07); -webkit-box-shadow: 0 0 74px rgba(10, 10, 10,0.07); " ><div class="gdlr-core-hover-box-thumbnail-top gdlr-core-media-image" ><img src="https://www.assetsandincome.com/wp-content/uploads/2020/05/Retirement_Bucket-.jpg" alt="Couple on yacht" width="701" height="424" title="Retirement_Boat" /></div><div class="gdlr-core-hover-box-content-wrap" style="padding-left: 35px;" ><h3 class="gdlr-core-hover-box-title gdlr-core-skin-title" style="font-size: 20px ;text-transform: none ;color: #002c5f ;" >Retirement</h3><div class="gdlr-core-hover-box-content gdlr-core-skin-content" style="color: #898989 ;" ><p>“When and how to retire is one of the most important and emotional decisions I will make.”</p> </div></div><a class="gdlr-core-hover-box-link" href="/who-we-serve/retirement-planning/" ></a></div></div><div class="gdlr-core-hover-box-column gdlr-core-item-pdlr gdlr-core-item-mgb gdlr-core-column-20" ><div class="gdlr-core-hover-box gdlr-core-outer-frame-element clearfix" style="box-shadow: 0 0 74px rgba(10, 10, 10,0.07); -moz-box-shadow: 0 0 74px rgba(10, 10, 10,0.07); -webkit-box-shadow: 0 0 74px rgba(10, 10, 10,0.07); " ><div class="gdlr-core-hover-box-thumbnail-top gdlr-core-media-image" ><img src="https://www.assetsandincome.com/wp-content/uploads/2020/05/congratulations-new-business-owner_400w.jpg" alt="Congratulations Young Business Owner" width="400" height="265" title="congratulations-new-business-owner_400w" /></div><div class="gdlr-core-hover-box-content-wrap" style="padding-left: 35px;" ><h3 class="gdlr-core-hover-box-title gdlr-core-skin-title" style="font-size: 20px ;text-transform: none ;color: #002c5f ;" >Sale of a Business</h3><div class="gdlr-core-hover-box-content gdlr-core-skin-content" style="color: #898989 ;" ><p>”I’m grateful that others have done this before and I could learn from their mistakes and successes.”</p> </div></div><a class="gdlr-core-hover-box-link" href="/financial-advise/business-succession-planning/" ></a></div></div><div class="gdlr-core-hover-box-column gdlr-core-item-pdlr gdlr-core-item-mgb gdlr-core-column-20 gdlr-core-column-first" ><div class="gdlr-core-hover-box gdlr-core-outer-frame-element clearfix" style="box-shadow: 0 0 74px rgba(10, 10, 10,0.07); -moz-box-shadow: 0 0 74px rgba(10, 10, 10,0.07); -webkit-box-shadow: 0 0 74px rgba(10, 10, 10,0.07); " ><div class="gdlr-core-hover-box-thumbnail-top gdlr-core-media-image" ><img src="https://www.assetsandincome.com/wp-content/uploads/2020/07/diviorce_bucket.jpg" alt="Investment and Market Update" width="701" height="424" title="The paths diverge…" /></div><div class="gdlr-core-hover-box-content-wrap" style="padding-left: 35px;" ><h3 class="gdlr-core-hover-box-title gdlr-core-skin-title" style="font-size: 20px ;text-transform: none ;color: #002c5f ;" >Divorce</h3><div class="gdlr-core-hover-box-content gdlr-core-skin-content" style="color: #898989 ;" ><p>“I learned the hard way to keep love decisions separate from money decisions.”</p> </div></div><a class="gdlr-core-hover-box-link" href="/who-we-serve/divorce/" ></a></div></div><div class="gdlr-core-hover-box-column gdlr-core-item-pdlr gdlr-core-item-mgb gdlr-core-column-20" ><div class="gdlr-core-hover-box gdlr-core-outer-frame-element clearfix" style="box-shadow: 0 0 74px rgba(10, 10, 10,0.07); -moz-box-shadow: 0 0 74px rgba(10, 10, 10,0.07); -webkit-box-shadow: 0 0 74px rgba(10, 10, 10,0.07); " ><div class="gdlr-core-hover-box-thumbnail-top gdlr-core-media-image" ><img src="https://www.assetsandincome.com/wp-content/uploads/2020/07/changing-jobs2.jpg" alt="" width="701" height="424" title="changing-jobs2" /></div><div class="gdlr-core-hover-box-content-wrap" style="padding-left: 35px;" ><h3 class="gdlr-core-hover-box-title gdlr-core-skin-title" style="font-size: 20px ;text-transform: none ;color: #002c5f ;" >Changing Jobs</h3><div class="gdlr-core-hover-box-content gdlr-core-skin-content" style="color: #898989 ;" ><p>“How does the new job change my college savings and retirement plans?”</p> </div></div><a class="gdlr-core-hover-box-link" href="/who-we-serve/changing-jobs" ></a></div></div><div class="gdlr-core-hover-box-column gdlr-core-item-pdlr gdlr-core-item-mgb gdlr-core-column-20" ><div class="gdlr-core-hover-box gdlr-core-outer-frame-element clearfix" style="box-shadow: 0 0 74px rgba(10, 10, 10,0.07); -moz-box-shadow: 0 0 74px rgba(10, 10, 10,0.07); -webkit-box-shadow: 0 0 74px rgba(10, 10, 10,0.07); " ><div class="gdlr-core-hover-box-thumbnail-top gdlr-core-media-image" ><img src="https://www.assetsandincome.com/wp-content/uploads/2020/07/Inheritance_Bucket.jpg" alt="Inheritance" width="701" height="424" title="Inheritance_Bucket" /></div><div class="gdlr-core-hover-box-content-wrap" style="padding-left: 35px;" ><h3 class="gdlr-core-hover-box-title gdlr-core-skin-title" style="font-size: 20px ;text-transform: none ;color: #002c5f ;" >Inheritance or Windfall</h3><div class="gdlr-core-hover-box-content gdlr-core-skin-content" style="color: #898989 ;" ><p>“Working with an advisor has been my best decision yet.”</p> </div></div><a class="gdlr-core-hover-box-link" href="/who-we-serve/inheritance-or-windfall" ></a></div></div><div class="gdlr-core-hover-box-column gdlr-core-item-pdlr gdlr-core-item-mgb gdlr-core-column-20 gdlr-core-column-first" ><div class="gdlr-core-hover-box gdlr-core-outer-frame-element clearfix" style="box-shadow: 0 0 74px rgba(10, 10, 10,0.07); -moz-box-shadow: 0 0 74px rgba(10, 10, 10,0.07); -webkit-box-shadow: 0 0 74px rgba(10, 10, 10,0.07); " ><div class="gdlr-core-hover-box-thumbnail-top gdlr-core-media-image" ><img src="https://www.assetsandincome.com/wp-content/uploads/2021/02/couple-reading.jpg" alt="Long term care planning" width="332" height="222" title="couple-reading" /></div><div class="gdlr-core-hover-box-content-wrap" style="padding-left: 35px;" ><h3 class="gdlr-core-hover-box-title gdlr-core-skin-title" style="font-size: 20px ;text-transform: none ;color: #002c5f ;" >Long term care planning</h3><div class="gdlr-core-hover-box-content gdlr-core-skin-content" style="color: #898989 ;" ><p>Actively deciding on a plan for your own care is ultimately a gift you give to the loved ones who outlive you.</p> </div></div><a class="gdlr-core-hover-box-link" href="https://www.assetsandincome.com/long-term-care-insurance-planning/" ></a></div></div></div></div></div></div></div><div class="gdlr-core-pbf-wrapper " style="padding: 30px 0px 0px 0px;" id="gdlr-core-wrapper-4" ><div class="gdlr-core-pbf-background-wrap" ></div><div class="gdlr-core-pbf-wrapper-content gdlr-core-js " ><div class="gdlr-core-pbf-wrapper-container clearfix gdlr-core-pbf-wrapper-full-no-space" ><div class="gdlr-core-pbf-column gdlr-core-column-20 gdlr-core-column-first" data-skin="Hp2 Column Service" id="gdlr-core-column-75744" ><div class="gdlr-core-pbf-column-content-margin gdlr-core-js " style="padding: 80px 40px 30px 60px;" data-sync-height="service-height" data-sync-height-center ><div class="gdlr-core-pbf-background-wrap" ><div class="gdlr-core-pbf-background gdlr-core-parallax gdlr-core-js" style="background-image: url(https://www.assetsandincome.com/wp-content/uploads/2020/07/about-3-bg.jpg) ;background-size: cover ;background-position: center ;" data-parallax-speed="0.1" ></div></div><div class="gdlr-core-pbf-column-content clearfix gdlr-core-js gdlr-core-sync-height-content" ><div class="gdlr-core-pbf-element" ><div class="gdlr-core-column-service-item gdlr-core-item-pdb gdlr-core-center-align gdlr-core-no-caption gdlr-core-item-pdlr" style="padding-bottom: 30px;" ><div class="gdlr-core-column-service-media gdlr-core-media-image" style="margin-top: 10px;margin-right: 30px;margin-left: auto ;margin-right: auto ;" ><img src="https://www.assetsandincome.com/wp-content/uploads/2020/07/Speak-with-Expert_Icon_White.png" alt="" width="46" height="46" title="Speak-with-Expert_Icon_White" /></div><div class="gdlr-core-column-service-content-wrapper" ><div class="gdlr-core-column-service-title-wrap" ><h3 class="gdlr-core-column-service-title gdlr-core-skin-title" style="font-size: 22px ;font-weight: 600 ;letter-spacing: 0px ;text-transform: none ;" >Speak with an expert</h3></div><div class="gdlr-core-column-service-content" style="font-size: 17px ;text-transform: none ;" ><p>Our wealth management approach may be different from experiences you have had with other advisors.</p> <a class="gdlr-core-column-service-read-more gdlr-core-info-font" href="/our-team/" target="_self" >Contact Us</a></div></div></div></div></div></div></div><div class="gdlr-core-pbf-column gdlr-core-column-20" data-skin="Hp2 Column Service" id="gdlr-core-column-7668" ><div class="gdlr-core-pbf-column-content-margin gdlr-core-js " style="padding: 80px 40px 30px 60px;" data-sync-height="service-height" data-sync-height-center ><div class="gdlr-core-pbf-background-wrap" ><div class="gdlr-core-pbf-background gdlr-core-parallax gdlr-core-js" style="background-image: url(https://www.assetsandincome.com/wp-content/uploads/2020/07/Home_Advanced_Financial_Planning.jpg) ;background-size: cover ;background-position: center ;" data-parallax-speed="0.1" ></div></div><div class="gdlr-core-pbf-column-content clearfix gdlr-core-js gdlr-core-sync-height-content" ><div class="gdlr-core-pbf-element" ><div class="gdlr-core-column-service-item gdlr-core-item-pdb gdlr-core-center-align gdlr-core-no-caption gdlr-core-item-pdlr" style="padding-bottom: 30px;" ><div class="gdlr-core-column-service-media gdlr-core-media-image" style="margin-top: 10px;margin-right: 30px;margin-left: auto ;margin-right: auto ;" ><img src="https://www.assetsandincome.com/wp-content/uploads/2020/05/Questions_for_Financial_Advisor_Icon_White.png" alt="" width="46" height="46" title="Questions_for_Financial_Advisor_Icon_White" /></div><div class="gdlr-core-column-service-content-wrapper" ><div class="gdlr-core-column-service-title-wrap" ><h3 class="gdlr-core-column-service-title gdlr-core-skin-title" style="font-size: 22px ;font-weight: 600 ;letter-spacing: 0px ;text-transform: none ;" >Questions to Ask <br/>a Financial Planner</h3></div><div class="gdlr-core-column-service-content" style="font-size: 17px ;text-transform: none ;" ><p>Choosing the right financial planner requires some homework. You must be comfortable discussing the details.</p> <a class="gdlr-core-column-service-read-more gdlr-core-info-font" href="/questions-to-ask-a-financial-planner/" target="_self" >Download Questions</a></div></div></div></div></div></div></div><div class="gdlr-core-pbf-column gdlr-core-column-20" data-skin="Hp2 Column Service" id="gdlr-core-column-70136" ><div class="gdlr-core-pbf-column-content-margin gdlr-core-js " style="padding: 80px 40px 30px 60px;" data-sync-height="service-height" data-sync-height-center ><div class="gdlr-core-pbf-background-wrap" ><div class="gdlr-core-pbf-background gdlr-core-parallax gdlr-core-js" style="background-image: url(https://www.assetsandincome.com/wp-content/uploads/2020/07/home-1-testimonial-bg.jpg) ;background-size: cover ;background-position: center ;" data-parallax-speed="0.1" ></div></div><div class="gdlr-core-pbf-column-content clearfix gdlr-core-js gdlr-core-sync-height-content" ><div class="gdlr-core-pbf-element" ><div class="gdlr-core-column-service-item gdlr-core-item-pdb gdlr-core-center-align gdlr-core-no-caption gdlr-core-item-pdlr" style="padding-bottom: 30px;" ><div class="gdlr-core-column-service-media gdlr-core-media-image" style="margin-top: 10px;margin-right: 30px;margin-left: auto ;margin-right: auto ;" ><img src="https://www.assetsandincome.com/wp-content/uploads/2020/05/Attend_Event_Icon_White.png" alt="" width="46" height="46" title="Attend_Event_Icon_White" /></div><div class="gdlr-core-column-service-content-wrapper" ><div class="gdlr-core-column-service-title-wrap" ><h3 class="gdlr-core-column-service-title gdlr-core-skin-title" style="font-size: 22px ;font-weight: 600 ;letter-spacing: 0px ;text-transform: none ;" >Attend an event</h3></div><div class="gdlr-core-column-service-content" style="font-size: 17px ;text-transform: none ;" ><p>We offer a broad array of events that broaden our knowledge and experiences.</p> <a class="gdlr-core-column-service-read-more gdlr-core-info-font" href="/events" target="_self" >View All Events</a></div></div></div></div></div></div></div></div></div></div></div> <script nitro-exclude> var heartbeatData = new FormData(); heartbeatData.append('nitroHeartbeat', '1'); fetch(location.href, {method: 'POST', body: heartbeatData, credentials: 'omit'}); </script> <script nitro-exclude> if (!window.NITROPACK_STATE || window.NITROPACK_STATE != 'FRESH') { var proxyPurgeOnly = 0; if (typeof navigator.sendBeacon !== 'undefined') { var nitroData = new FormData(); nitroData.append('nitroBeaconUrl', 'aHR0cHM6Ly93d3cuYXNzZXRzYW5kaW5jb21lLmNvbS93aG8td2Utc2VydmUvbGlmZS10cmFuc2l0aW9ucy8='); nitroData.append('nitroBeaconCookies', 'W10='); nitroData.append('nitroBeaconHash', '8b57e3c71ba971a3eb31db7ae768b8141e3e824b46b0f7b0534bdcbd3a9fc007f6c9ef495ed57e4adaccf49ad327cac210ee4204eba7965dd3f68a3ea6766107'); nitroData.append('proxyPurgeOnly', ''); nitroData.append('layout', 'portfolio'); navigator.sendBeacon(location.href, nitroData); } else { var xhr = new XMLHttpRequest(); xhr.open('POST', location.href, true); xhr.setRequestHeader('Content-Type', 'application/x-www-form-urlencoded'); xhr.send('nitroBeaconUrl=aHR0cHM6Ly93d3cuYXNzZXRzYW5kaW5jb21lLmNvbS93aG8td2Utc2VydmUvbGlmZS10cmFuc2l0aW9ucy8=&nitroBeaconCookies=W10=&nitroBeaconHash=8b57e3c71ba971a3eb31db7ae768b8141e3e824b46b0f7b0534bdcbd3a9fc007f6c9ef495ed57e4adaccf49ad327cac210ee4204eba7965dd3f68a3ea6766107&proxyPurgeOnly=&layout=portfolio'); } } </script></div><footer><div class="financity-footer-wrapper " ><div class="financity-footer-container financity-container clearfix" ><div class="financity-footer-column financity-item-pdlr financity-column-15" ><div id="text-28" class="widget widget_text financity-widget"> <div class="textwidget"><p><a href="/"><img loading="lazy" class="alignnone size-medium wp-image-7454" src="/wp-content/uploads/2020/06/AI_2CLR_POS_H-01.png" alt="" width="300" height="69" /></a><br /> Investment advisory services offered through A&I Financial Services LLC, registered investment advisor.</p> <p><i class="fa fa-location-arrow" style="font-size: 17px ;color: #fff ;margin-right: 10px ;" ></i>9800 Mt. Pyramid Ct.<br /> Suite 450 Englewood<br /> CO 80112</p> <p><a href="tel:+1 303-690-5070"><i class="fa fa-phone" style="font-size: 17px ;color: #fff ;margin-right: 10px ;" ></i>+1 303-690-5070</a></p> </div> </div></div><div class="financity-footer-column financity-item-pdlr financity-column-15" ><div id="nav_menu-4" class="widget widget_nav_menu financity-widget"><h3 class="financity-widget-title">Our Services</h3><div class="menu-our-services-container"><ul id="menu-our-services" class="menu"><li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-7382"><a href="/investment-advice/">Investment Advice</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-7377"><a href="/financial-advise/">Financial Planning</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-7378"><a href="/who-we-serve/retirement-planning/">Retirement Income Planning</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-7379"><a href="https://www.assetsandincome.com/concentrated-equity-strategies/">Concentrated Stock Strategies</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-7380"><a href="/who-we-serve/charitable-planning/">Charitable Planning</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-7572"><a href="/who-we-serve/inheritance-or-windfall/">Inheritance Planning</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-7573"><a href="/long-term-care-insurance-planning/">Long-Term care</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-7575"><a href="/who-we-serve/paying-for-college/">Paying For College</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-7381"><a href="/who-we-serve/life-planning/">Life Planning</a></li> </ul></div></div></div><div class="financity-footer-column financity-item-pdlr financity-column-15" ><div id="nav_menu-1" class="widget widget_nav_menu financity-widget"><h3 class="financity-widget-title">Useful Links</h3><div class="menu-useful-links-container"><ul id="menu-useful-links" class="menu"><li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-7578"><a href="/events/">Attend an Event</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8234"><a href="https://www.assetsandincome.com/download-a-white-paper/">Download a White Paper</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6872"><a href="https://www.assetsandincome.com/investment-advice-ira-plans-videos/">Investment Advice Videos</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-7577"><a href="https://www.assetsandincome.com/client-access/">Client Access</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8248"><a href="https://www.assetsandincome.com/periscope-weekly-newsletter-subscription/">Subscribe to Periscope Newsletter</a></li> </ul></div></div></div><div class="financity-footer-column financity-item-pdlr financity-column-15" ><div id="text-4" class="widget widget_text financity-widget"><h3 class="financity-widget-title">Speak with an Expert</h3> <div class="textwidget"><div role="form" class="wpcf7" id="wpcf7-f5505-o1" lang="en-US" dir="ltr"> <div class="screen-reader-response" role="alert" aria-live="polite"></div> <form action="/who-we-serve/life-transitions/#wpcf7-f5505-o1" method="post" class="wpcf7-form init" novalidate="novalidate"> <div style="display: none;"> <input type="hidden" name="_wpcf7" value="5505" /> <input type="hidden" name="_wpcf7_version" value="5.2.2" /> <input type="hidden" name="_wpcf7_locale" value="en_US" /> <input type="hidden" name="_wpcf7_unit_tag" value="wpcf7-f5505-o1" /> <input type="hidden" name="_wpcf7_container_post" value="0" /> <input type="hidden" name="_wpcf7_posted_data_hash" value="" /> <input type="hidden" name="_wpcf7_recaptcha_response" value="" /> </div> <div class="gdlr-core-input-wrap gdlr-core-small gdlr-core-full-width gdlr-core-with-column gdlr-core-no-border" > <div class="gdlr-core-column-60"><span class="wpcf7-form-control-wrap your-name"><input type="text" name="your-name" value="" size="40" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" aria-required="true" aria-invalid="false" placeholder="Full Name*" /></span></div> <div class="clear"></div> <div class="gdlr-core-column-60"><span class="wpcf7-form-control-wrap your-email"><input type="email" name="your-email" value="" size="40" class="wpcf7-form-control wpcf7-text wpcf7-email wpcf7-validates-as-required wpcf7-validates-as-email" aria-required="true" aria-invalid="false" placeholder="Email*" /></span></div> <div class="clear"></div> <div class="gdlr-core-column-60"><span class="wpcf7-form-control-wrap your-message"><textarea name="your-message" cols="40" rows="10" class="wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required" aria-required="true" aria-invalid="false" placeholder="Message*"></textarea></span></div> <div class="gdlr-core-column-60 gdlr-core-left-align"><input type="submit" value="Submit Now" class="wpcf7-form-control wpcf7-submit gdlr-core-small" /></div> </div><div class="wpcf7-response-output" role="alert" aria-hidden="true"></div></form></div> </div> </div></div></div></div><div class="financity-copyright-wrapper" ><div class="financity-copyright-container financity-container clearfix"><div class="financity-copyright-left financity-item-pdlr">Copyright 2021, All Right Reserved. <a href="/wp-content/uploads/2020/06/2020_06_17_Geneos-Privacy-Policy.pdf" target="_blank"> Geneos Privacy Policy</a> Statement - Securities provided through Geneos Wealth Management Inc., member <a href="https://www.finra.org/" target="_blank">FINRA</a>, <a href="https://www.sipc.org/" target="_blank">SIPC</a> <a href="/wp-content/uploads/2020/06/145-2020_7_1-AIFS-Privacy-Policy.pdf" target="_blank"> A&I Privacy Policy</a> <a href="/wp-content/uploads/2020/06/AI-Form-CRS-6-26-2020-FINAL.pdf" target="_blank"> A&I Form CRS</a> <a href="//brokercheck.finra.org/" target="_blank">Broker Check </a> <a href='https://www.assetsandincome.com/disclosures/' target="_blank">Disclosures</a></div><div class="financity-copyright-right financity-item-pdlr"><a href="https://www.facebook.com/AandIFinancialServices/" target="_blank" ><i class="fa fa-facebook" style="font-size: 16px ;color: #ffffff ;margin-left: 17px ;" ></i></a> <a href="https://www.linkedin.com/company/a&i-financial-services/" target="_blank" ><i class="fa fa-linkedin" style="font-size: 16px ;color: #ffffff ;margin-left: 17px ;" ></i></a> <a href="https://www.youtube.com/channel/UCakfq8mzV3Z0aLaB7JX_RQA" target="_blank" ><i class="fa fa-youtube" style="font-size: 16px ;color: #ffffff ;margin-left: 17px ;" ></i></a> <div class="finra-broker-check"> <a href="/contact/"> <i class="fa fa-comments" style="font-size: 17px ;color: #fff ;margin-right: 7px ;" ></i> Let's Talk </a> </div></div></div></div></footer></div></div> <style>@media only screen and (max-width: 767px){#gdlr-core-wrapper-1.gdlr-core-pbf-wrapper {padding-top: 90px !important;} }@media only screen and (max-width: 767px){#gdlr-core-wrapper-2.gdlr-core-pbf-wrapper {padding-top: 30px !important;padding-bottom: 30px !important;} }@media only screen and (max-width: 767px){#gdlr-core-wrapper-3.gdlr-core-pbf-wrapper {padding-top: 30px !important;padding-bottom: 30px !important;} }@media only screen and (max-width: 767px){#gdlr-core-wrapper-4.gdlr-core-pbf-wrapper {padding-top: 30px !important;padding-bottom: 0px !important;} }#gdlr-core-column-75744 .gdlr-core-pbf-column-content-margin:hover, #gdlr-core-column-75744 .gdlr-core-pbf-column-content-margin:hover .gdlr-core-pbf-background-wrap, #gdlr-core-column-75744 .gdlr-core-pbf-column-content-margin:hover .gdlr-core-pbf-background-frame{ border-color: #ffffff !important; }#gdlr-core-column-7668 .gdlr-core-pbf-column-content-margin:hover, #gdlr-core-column-7668 .gdlr-core-pbf-column-content-margin:hover .gdlr-core-pbf-background-wrap, #gdlr-core-column-7668 .gdlr-core-pbf-column-content-margin:hover .gdlr-core-pbf-background-frame{ border-color: #ffffff !important; }#gdlr-core-column-70136 .gdlr-core-pbf-column-content-margin:hover, #gdlr-core-column-70136 .gdlr-core-pbf-column-content-margin:hover .gdlr-core-pbf-background-wrap, #gdlr-core-column-70136 .gdlr-core-pbf-column-content-margin:hover .gdlr-core-pbf-background-frame{ border-color: #ffffff !important; }</style> <div class="std-temp-popup-wrapper"></div> <!-- YouTube Channel 3 --><script type="text/javascript">function ytc_init_MPAU() {jQuery('.ytc-lightbox').magnificPopupAU({disableOn:320,type:'iframe',mainClass:'ytc-mfp-lightbox',removalDelay:160,preloader:false,fixedContentPos:false});}jQuery(window).on('load',function(){ytc_init_MPAU();});jQuery(document).ajaxComplete(function(){ytc_init_MPAU();});</script><script type='text/javascript' src='https://www.assetsandincome.com/wp-includes/js/jquery/ui/core.min.js?ver=1.11.4' id='jquery-ui-core-js'></script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-includes/js/jquery/ui/datepicker.min.js?ver=1.11.4' id='jquery-ui-datepicker-js'></script> <script type='text/javascript' id='jquery-ui-datepicker-js-after'> jQuery(document).ready(function(jQuery){jQuery.datepicker.setDefaults({"closeText":"Close","currentText":"Today","monthNames":["January","February","March","April","May","June","July","August","September","October","November","December"],"monthNamesShort":["Jan","Feb","Mar","Apr","May","Jun","Jul","Aug","Sep","Oct","Nov","Dec"],"nextText":"Next","prevText":"Previous","dayNames":["Sunday","Monday","Tuesday","Wednesday","Thursday","Friday","Saturday"],"dayNamesShort":["Sun","Mon","Tue","Wed","Thu","Fri","Sat"],"dayNamesMin":["S","M","T","W","T","F","S"],"dateFormat":"MM d, yy","firstDay":1,"isRTL":false});}); </script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-content/plugins/modern-events-calendar-lite/assets/js/jquery.typewatch.js?ver=5.12.6' id='mec-typekit-script-js'></script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-content/plugins/modern-events-calendar-lite/assets/packages/featherlight/featherlight.js?ver=5.12.6' id='mec-featherlight-script-js'></script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-content/plugins/modern-events-calendar-lite/assets/packages/select2/select2.full.min.js?ver=5.12.6' id='mec-select2-script-js'></script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-content/plugins/modern-events-calendar-lite/assets/packages/tooltip/tooltip.js?ver=5.12.6' id='mec-tooltip-script-js'></script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-content/plugins/modern-events-calendar-lite/assets/packages/lity/lity.min.js?ver=5.12.6' id='mec-lity-script-js'></script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-content/plugins/modern-events-calendar-lite/assets/packages/colorbrightness/colorbrightness.min.js?ver=5.12.6' id='mec-colorbrightness-script-js'></script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-content/plugins/modern-events-calendar-lite/assets/packages/owl-carousel/owl.carousel.min.js?ver=5.12.6' id='mec-owl-carousel-script-js'></script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-includes/js/jquery/jquery.form.min.js?ver=4.2.1' id='jquery-form-js'></script> <script type='text/javascript' id='cf7mls-js-extra'> /* <![CDATA[ */ var cf7mls_object = {"ajax_url":"https:\/\/www.assetsandincome.com\/wp-admin\/admin-ajax.php","cf7mls_error_message":"","scroll_step":"false"}; /* ]]> */ </script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-content/plugins/cf7-multi-step/assets/frontend/js/cf7mls.js?ver=1.0' id='cf7mls-js'></script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-content/plugins/constant-contact-forms/assets/js/ctct-plugin-recaptcha-v2.min.js?ver=1.10.1' id='recaptcha-v2-js'></script> <script async="async" defer type='text/javascript' src='//www.google.com/recaptcha/api.js?onload=renderReCaptcha&render=explicit&ver=1.10.1' id='recaptcha-lib-v2-js'></script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-content/plugins/constant-contact-forms/assets/js/ctct-plugin-frontend.min.js?ver=1.10.1' id='ctct_frontend_forms-js'></script> <script type='text/javascript' id='contact-form-7-js-extra'> /* <![CDATA[ */ var wpcf7 = {"apiSettings":{"root":"https:\/\/www.assetsandincome.com\/wp-json\/contact-form-7\/v1","namespace":"contact-form-7\/v1"},"cached":"1"}; /* ]]> */ </script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-content/plugins/contact-form-7/includes/js/scripts.js?ver=5.2.2' id='contact-form-7-js'></script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-content/plugins/goodlayers-core/plugins/script.js?ver=5.5.5' id='gdlr-core-plugin-js'></script> <script type='text/javascript' id='gdlr-core-page-builder-js-extra'> /* <![CDATA[ */ var gdlr_core_pbf = {"admin":"","video":{"width":"640","height":"360"},"ajax_url":"https:\/\/www.assetsandincome.com\/wp-admin\/admin-ajax.php","ilightbox_skin":"dark"}; /* ]]> */ </script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-content/plugins/goodlayers-core/include/js/page-builder.js?ver=1.3.9' id='gdlr-core-page-builder-js'></script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-content/plugins/youtube-channel/assets/lib/magnific-popup/jquery.magnific-popup.min.js?ver=3.0.12.1' id='magnific-popup-au-js'></script> <script type='text/javascript' src='https://www.google.com/recaptcha/api.js?render=6LcRQbIZAAAAAOGp8uU0ecwv8FD7OiW1zqw6DVr2&ver=3.0' id='google-recaptcha-js'></script> <script type='text/javascript' id='wpcf7-recaptcha-js-extra'> /* <![CDATA[ */ var wpcf7_recaptcha = {"sitekey":"6LcRQbIZAAAAAOGp8uU0ecwv8FD7OiW1zqw6DVr2","actions":{"homepage":"homepage","contactform":"contactform"}}; /* ]]> */ </script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-content/plugins/contact-form-7/modules/recaptcha/script.js?ver=5.2.2' id='wpcf7-recaptcha-js'></script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-includes/js/jquery/ui/effect.min.js?ver=1.11.4' id='jquery-effects-core-js'></script> <script type='text/javascript' id='financity-script-core-js-extra'> /* <![CDATA[ */ var financity_script_core = {"home_url":"https:\/\/www.assetsandincome.com\/"}; /* ]]> */ </script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-content/themes/financity/js/script-core.js?ver=1.0.0' id='financity-script-core-js'></script> <script type='text/javascript' id='financity-script-core-js-after'> var itens = document.getElementsByTagName('select'); for (var i = 0; i < itens.length; i++){ //itens[i].selectedIndex = 1; } </script> <script type='text/javascript' src='https://maps.google.com/maps/api/js?libraries=geometry%2Cplaces%2Cweather%2Cpanoramio%2Cdrawing&language=en&ver=5.5.5' id='wpgmp-google-api-js'></script> <script type='text/javascript' id='wpgmp-google-map-main-js-extra'> /* <![CDATA[ */ var wpgmp_local = {"all_location":"All","show_locations":"Show Locations","sort_by":"Sort by","wpgmp_not_working":"Not working...","place_icon_url":"https:\/\/www.assetsandincome.com\/wp-content\/plugins\/wp-google-map-plugin\/assets\/images\/icons\/"}; /* ]]> */ </script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-content/plugins/wp-google-map-plugin/assets/js/maps.js?ver=2.3.4' id='wpgmp-google-map-main-js'></script> <script type='text/javascript' src='https://www.assetsandincome.com/wp-includes/js/wp-embed.min.js?ver=5.5.5' id='wp-embed-js'></script> </body> </html>