A&I Financial Services

Tapering: What It Is and Why It Makes Markets Shudder I hope this link to a four-minute video works for you, whether or not you subscribe to the Wall Street Journal. It is as good of an explanation of the Federal Reserve’s recent behavior as I have seen. Both fair and fairly easy to understand,...Read More

Happy New Year from A&I! Optimism for the year ahead! “2021 was marginally better than 2020…at least it was different. A variant, so to speak. And like any year, it had both highs and lows.” –Dave Berry First, I want to wish you all a happy new year, and acknowledge that we are living in...Read More

Investing in Equities for Retirement Income By: Karl Frank George and Sherry never had to ask, “what’s next?” They had always planned everything. But life threw a wrench into their plans when George was let go during the recent economic downturn. George was ready to retire, at least emotionally. The kids were raised, the bills...Read More

What’s the Difference Between Risk Capacity and Risk Tolerance? By: Marla Mason Risk Capacity Ability to take on investment risk is a function of objective measures (the client’s financial profile) such as the investment goals, the time horizon for each goal, the need for liquidity, the client’s tax situation, and the unique circumstances facing the...Read More

Three Big Reasons to Not Overreact to Taxes Some people want to pay long term rates before they go up. After all, this is a 5/20 or 25% tax increase! However, you may not be one of those people who would benefit by selling your equities and realizing those gains this year. Talk to your...Read More

Whether you’re just getting started saving for retirement or have decades of investing under your belt, it’s a good idea to know what other investment options are available. While your 401(k) plan may offer dozens of mutual funds from which to choose, the truth is that most Americans have little choice but to settle on...Read More

Market is at all-time highs, should I wait to invest or invest now? We have never had the markets reach as high as they have recently. When we talk with clients, they often tell us “it is due for a correction.” I just know it. Well, maybe. What we do know is there are no...Read More

Making Our Website Accessible None of us are getting younger. In fact, I have never been older than I am at this exact moment in time. And I often joke that I am not losing my hearing, or my vision, but I do think websites are sometimes hard to read. So, we just rolled out...Read More

Frequently Asked Questions about Retirement Planning Some of the questions that we receive from various folks are fairly common. You may want to visit our web site and see if any of them peak your interests. Here are a few of them: Diversification Read our recent FAQ: Diversification in Investing: Fundamentals, Importance & Why You...Read More

If you made the smart decision to work with a CFP® professional to create a plan for your financial future, how do you make your first meeting as productive as possible? At your first meeting, you will typically discuss the financial planning process, what you would like to accomplish as well as how your CFP®...Read More