Financial Advice Service - Advanced Financial Planning

A Financial Plan Aligns Your Money With What Is Most Important To You, Including Your Values, Goals & Relationships.
Financial Advice For Better Tomorrow

Financial Planning

Long-term, real-life success begins with a plan. A comprehensive financial plan delivers calm confidence for all aspects of your financial life. A good financial plan includes:

Budgeting

Investment management

Risk management

Estate planning

College planning

Retirement planning

And more!

Our Financial Planning Process

The financial planning process at A&I Financial Services begins with our Discovery Meeting. We often hear this is the best conversation about money a person has ever had.

We deliver as many as three meetings free of charge as we get to know what is important to you, including your values, goals and relationships. Then, we begin the process of advanced financial planning, described next.

Advanced Financial Planning

We go one-step further than many other firms.

We pull together an expert team to deliver advice in the legal, accounting, risk management and other professions. We then give you a summary financial plan on one piece of paper. This makes it easy for busy people to live their lives and know the details are taken care of by an experienced fiduciary.

Read more about our promise & our process.

When we sit down with you to discuss your personal financial plan, we will bring you the best advice from our expert team, described next.

Why Choose A&I for Financial Advise?

We are a team of experienced professionals. We follow a proven process that enables each client to feel exceptionally well cared for,
safe and confident with their financial affairs.

In-Depth Knowledge

Every A&I Financial Services financial planner is a four-year college graduate. Six of us are CFP® practitioners. We have over a dozen other advanced designations on our team. Plus, two of us are professors of financial planning for accredited universities. Many of us have held leadership positions in professional associations. 

Our Team

Good Investments

Our investment process is unique. We combine a patented selection process with thorough due diligence. We know the companies where we entrust our money. Our investment committee meets at least weekly to stay abreast of changes in the market. The committee is both academic and street-smart. We have a lot of education as well as experience.

Investment Advice

Fiduciary

We are a fiduciary. This is the highest standard in the financial services business. This means we swear to put your interests ahead of our own. We promise that no one outside your immediate family will have a stronger interest in your financial success than us. 

Why Choose Us

Teamwork

A&I Financial Services financial planners are a team. We meet at least weekly to share our best ideas. We have a number of Certified Financial Planner CFP® practitioners who are experts at complex planning issues. Plus, we educate our clients with the latest and most relevant information through frequent educational events, blog posts, an email newsletter, podcasts and videos.

What We Believe

Experience

We make it simple to achieve your real-life financial goals. A&I Financial Services financial planners are experienced. Since 1986, we have helped a small number of families achieve financial success. We have over 100 years of combined experience on our team. 

Our History

Our Core Values and Guiding Principles

We rely on our 12 core values to set priorities, resolve ethical dilemmas, act in our client’s good faith, and provide a consistently exceptional experience for everyone we meet.

Our Values
We Deliver Excellent Service

A&I Services Statistics

We treat each other, and our clients, like favourite members of an extended family. Our processes enable almost anyone who answers the phone to help you with almost any request the first time you make it.

75%
Same-day response to your every query
95%
On-time transfers and distributions
95%
calls answered during business hours
100%
clients are treated like family
  • Based on research conducted in Q4, 2020

What Can You Expect?

Our clients receive:

Completely personal financial plans
Custom investment management, including access to our proprietary investments
Access to an expert team of professionals, including insurance pros, CPAs and attorneys
Advanced planning, such as charitable giving, risk management, and wealth transfer strategies
Interesting education and other events
Great technology
Regular progress meetings to review progress on your financial plan convenient for you

Financial Services We Provide

Covered in these areas

Investment Advice

Patented investment process, including ESG investing: environmental, social and governance considerations.

Financial Planning

Align your money with your values, goals and relationships and bring peace of mind.

Couple on yacht

Retirement Planning

Tax Optimization: Get choice and control over when and how much you pay in taxes.

Charitable Planning

Charitable Giving

Make an impact beyond your family, helping our community and the world at large.

Investment and Market Update

Divorce

Divorce impacts every aspect of life, ranging from parenting to living to financial arrangements.

Paying for College

College and private education planning, for yourself, your kids and grandkids.

Real Estate Family Moving

Real Estate Planning

Purchasing a personal or investment property, including how much debt, legal and accounting issues.

Business Owners in a Warehouse

Business Succession

I’m grateful that others have done this before and I could learn from their mistakes and successes.

Inheritance

Windfall or Inheritance Planning

Working with an advisor has been my best decision yet.

Life Planning

Purposeful planning, help with the emotional dimensions of money, and more.

Wealth Transfer

Wealth Transfer

Teaching younger generations financial stewardship, transferring values and stories, ensuring a financial legacy.

Long-Term Care Planning

Deciding whether or not to buy LTC insurance, having a plan in place for the end of life.

Client Stories

Jim and Sheryl
Dave and Janet

Jim and Sheryl have been clients of the firm for nearly 20 years. They originally came to us for tax advice. Their tax preparer only looked “in the rear view mirror” and they often felt surprised. They wanted everything to be pulled together and organized, but they didn’t have the time or confidence to do it themselves. Both were working, previously married and they were looking forward to helping their grown children plan for marriages and grandchildren too. We:

Often meet on the phone, using Zoom or in-person
Planned for paying for the kids’ marriages
Enabled them to build their dream retirement home
Provide them a retirement income from their investments
Plan for their grandkids future education, whether college-bound or otherwise
We provide their kids financial planning advice as a service as well

Sheryl and Jim call us with any question they have about money. They joke that they “have to have permission” before they make a big purchase. What they are actually saying is that now they have confidence, whenever they want something, whatever it is, they know they can achieve their dream!

 

Dave and Janet have been clients of our firm for over 10 years. Together, they have run a business for thirty years. Yet, when they first became clients, they felt lost with their personal money. Dave said there were three stages to a life with money: accumulation, retention and giving away. Back then, it was all about protecting and growing their wealth. Today, their financial plans involve a lot of giving. We:

Often meet in person, share emails and talk on the phone
Discuss charitable planning strategies
Talk about the joys of giving to the family without spoiling them
Planning for the business exit and the second generation of ownership
Provide prudent investment portfolio management

Their modesty and generosity make a big impact in the lives of many people. Their church, for example, is financially strong—and most of the members have no idea how much of that strength comes from Dave and Janet.

Speak with an expert

An initial conversation is always complimentary. We are often told that our discovery process is the best conversation about money a person has ever had.

CONTACT US

Attend an event

We offer a broad array of events that broaden our knowledge and experiences.

VIEW EVENTS