“We need to compete with the big companies and want to provide a full suite of benefits. We need a fiduciary.”
401k planning for employees and business owners provides many benefits:
If you have a retirement plan with your employer, like a 401k plan, then you may be overwhelmed with the investment choices. We work with you to understand the risks and rewards for these investments. We help you make decisions that take into account your overall financial plan, and other investments held with A&I Financial Services.
We help employers select the best plan provider for your needs. Fine-tune the plan with design and investment options. Guide your plan administrator towards best practices. Simplify, customize, reduce costs and evaluate regularly with proven success metrics.
We write an Investment Policy Statement for the employer. The IPS aligns employer goals and participants’ investment knowledge. We conduct regular reviews with the plan sponsor. A higher performing plan creates more satisfied participants.
We offer excellent communications, weekly newsletters, easy to understand web sites, and regular education events. By providing personal financial advice, we go beyond the enrollment meeting to make a meaningful difference in participants’ lives.
Balance the risk and reward between investments to achieve your real-life financial goals.
We build high-quality, actively-managed equity portfolios using academically-proven techniques.
If you have a large amount of your net worth in the equity of a single company, learn how to reduce your risk, reduce your taxes, protect and grow your wealth.
Learn how we build an investment portfolio around your large equity position and help you diversify—not double-down (or worse) your risk.
Learn about how we manage incentive stock options and nonqualified stock options to help you grow and protect your wealth, reduce your taxes, and achieve your personal goals.
Learn how our team makes recommendations for the portfolio we call “Foundation Income.”
Learn how we carefully select some alternative investments to provide income and growth for some clients.
Learn how we perform investment performance analysis and provide our clients access to this information, on demand, with great technology.
Learn how we solve the complex problem of providing retirement income and reducing income taxes.
For some clients, an annuity may provide a safe and prudent retirement income. We have independent, expert annuity agents with a huge array of providers to choose from.
Our wealth management approach may be different from experiences you have had with other advisors.
We offer a broad array of events that broaden our knowledge and experiences.
Read this Periscope to learn what today’s politics might mean for our investments and also to get the short, (and long if you like), version of our investment and economic commentary.