We provide our clients access to:
An unbiased expert team with a CPA, estate attorney, insurance expert and more.
Initial advice from all our experts is provided at no additional charge—included with our investment advisory fee.
We facilitate communication between your experts, keep them in the loop, and allow you to relax.
An advanced financial plan delivers at least four benefits:
Making sure that litigation and other risks don’t take away your hard work.
Providing choice and control over when and how much you pay in taxes, and owning the right amount of debt.
For the charitably inclined, using the right tools to make an impact.
Helping you leave a legacy in more than just dollar terms, but in your stories, your values and your relationships.
Tax planning saves our clients money and provides immense value. We facilitate communication between the experts on your team. And, if you do not have a team of experts, we provide the initial advice of our expert network team free of charge.
Click here or scroll down to learn more about our advanced financial planning services.
We follow a time-tested approach to helping clients plan for a life of independence and dignity.
We believe the right way to deliver plans like this is to find the best, unbiased experts we can find and then help translate their work into a one-page plan you can understand and implement. Plus, you are able to translate the salient information to your beneficiaries and other loved ones.
Our communication process with our expert network team keeps you informed about any changes in the laws that affect you. On the other hand, it helps you avoid costly and unnecessary changes.
Your plan for the future should include end-of-life planning in alignment with your values, your faith, and your relationships. Your estate plan should be no more complicated than it needs to be to address your goals.
Helen worked for 35 years for the same company. In all those years, her husband took care of the financials. She had raised three healthy children into adults. Helen built incredible friendships over the years. Shortly after they retired, her husband suddenly passed away. Helen was thrust into managing all aspects of a complicated financial life. She felt at times overwhelmed and guilty; guilty because she had more money than she thought she could spend. She wanted to help the kids and grandkids, but was worried about fairness. Some of them had low incomes and could use more. Others were more wealthy than she was, and didn’t need as much. She had worries about taxes, which just seemed to eat up a lot of her retirement nest egg. And she had her church to worry about. How could she make a meaningful gift and not put at risk her friends, all of whom were of more modest means? We:
Listened to Helen in our discovery meetingsAddressed the tax situationHelped focus on one problem at a timeRespected the complexity and inter-relations of all Helen’s financial decisionsContinue to communicate often about all aspects of her life
Helen found peace and joy with her newfound independence, and wealth. She didn’t lose herself in the details nor drown in the complexities. Instead, she is able to focus on the big picture and plan for meaningful experiences with her family. Although she misses her late husband, she has a full life and is always busy!
Troy and Mary came to us with a sophisticated plan already in place. They had an estate plan, a charitable trust, a trust for their vacation home and another trust for a disabled grandson. Just when we thought it was complicated, they told us they had recently dissolved a family partnership thinking that was too complex! We:
Enjoyed several lengthy but laughter-filled discovery meetingsAddressed their primary concernsEngaged an attorney, CPA and insurance expert to help with the advanced planningPut together a plan that would allow them flexibility and more simplicityInvested the money in alignment with their long-term goals
They are happy with the integrated team and communication process we deliver. They are still prone to making things more complex, but this is in alignment with who they are and how they became successful. They appreciate the fact that we can talk the details and help them boil it down to the nuts and bolts—so they can make the right decision for their lives.
They say opposites attract. Paris and Theodore could hardly be more different, nor could they be more in love. She is a performing artist and he is a software engineer. They raised two beautiful daughters, sold his business and decided to travel the world. It took years for Theodore to trust our firm. Paris was ready to hand over the keys today! We:
Spend time with Theodore on the details of the advanced financial plans, income forecasts, trust structures and investment decisionsSpend time with Paris to discuss the reasons, the purpose and the vision for their financial plansWe facilitate communications between their existing professionals, including the insurance agent and CPAWe give Ted the second opinions from our legal expert about any new ventures and ideas he may be cooking up
Theodore and Paris are two of the happiest people we’ve ever met. She is all extrovert and he is all introvert. She is incredibly creative and expressive and he is also creative, but usually behind a computer screen. Between the two of them, they always have a new story to share with us. And we deliver the flexibility and confidence of a real-life advanced financial plan.
Learn about the risks you face and make educated decisions about ways to mitigate these risks and protect your wealth.
Learn how our experienced team uses tax strategies to give you more choice and control over when and how much you pay in taxes.
Learn how we protect the wealth across generations for clients, especially reducing taxes.
Learn how we help you help the charities you are passionate about, in alignment with your goals and values, while alive and afterwards too.
Learn how we help you give your wealth to the people and organizations you love, in alignment with your goals and values.
Learn about different types of trusts we commonly use to protect you and your family.
Learn from our in-house Social Security benefits expert about different ways to maximize your benefits and avoid costly mistakes.
An initial conversation with one of our experts is always free of charge.
An initial conversation is always complimentary. We are often told that our discovery process is the best conversation about money a person has ever had.
We offer a broad array of events that broaden our knowledge and experiences.
Our financial planners guide our clients through the infinite maze of investments, taxes, budgeting, saving, estate planning, college planning, all types of insurance questions, and other planning issues.