A&I Financial Services

Karl Frank recently published an article in Retirement Investor about an unpleasant surtax for some retirees. Read this post to learn more about the Medicare surtax that might surprise you. Read Karl’s Article HERE One of the least pleasant surprises in retirement is to find out that you suddenly have to pay more for Medicare...Read More

What in the world is happening to interest rates? Read this blog post for insights into interest rates, which are making the news at the beginning of 2022. Click HERE to watch a 5-minute discussion about inflation and interest rates from our recent 2022 Market and Economic Outlook. So what in the world is happening...Read More

Read this post for commentary from our money managers about what is happening in Ukraine. In our portfolios, we have very little exposure (if any) to either Ukraine or Russia. So…it pays to be patient and call your financial planner!   Ukraine and Your Investments I think we have all been horrified by the invasion...Read More

Read this post for insights into inflation, or the loss of purchasing power, which has become a big deal in 2022. Click HERE to watch a 5 minute excerpt on inflation and interest rates from our recent 2022 market and economic outlook. When I gave the presentation to our clients in January, I could have...Read More

Making Our Website Accessible None of us are getting younger. In fact, I have never been older than I am at this exact moment in time. And I often joke that I am not losing my hearing, or my vision, but I do think websites are sometimes hard to read. So, we just rolled out...Read More

Frequently Asked Questions about Retirement Planning Some of the questions that we receive from various folks are fairly common. You may want to visit our web site and see if any of them peak your interests. Here are a few of them: Diversification Read our recent FAQ: Diversification in Investing: Fundamentals, Importance & Why You...Read More

Withdrawal policy helps you be ready for retirement by ensuring that you have the money you need to cover your expenses. It also helps you protect your loved ones by making sure they are not left with a large debt if something happens to you. There are two types of withdrawal policy: mandatory and voluntary....Read More

Advice for Parents Who are Paying for College Paying for college is expensive and difficult! Here are some tips to keep in mind. Mike and Kate Mike and Kate came to us having just turned 50. They had enrolled both of their sons in a local private high school that aligned with their values and...Read More

The President wants to raise taxes and Congress may be inclined to pass a bill that makes it so. As your personal financial planners, we get asked frequently – is it better to pay taxes now or later? – we will have to help you make decisions before we know the results. Here are some...Read More

Nathan Merrill and Karl Frank CFP discuss some books they have read that have made an out-size impact on their business and personal lives. With the obvious exclusion of the religious and political categories, we dive into educational and historical books that make an impact. Learn and laugh along side of two of our experts...Read More