The new graduate has her work cut out for her. Her greatest asset is her time, which is huge in front of her. Quickly this time can be eaten up by the needs of a financial plan. We can assist with:
An established, but relatively young, doctor is “up to her eyeballs” with business and financial issues that may be overwhelming. A financial planner with experience working with physicians can expedite many tasks. Financial decisions are more likely to yield better outcomes with the advice of a fiduciary. We can assist with:
Doctors running small businesses often tell us they “did not go to school for this stuff.” With our experience, and with our fiduciary oath, we take a lot of the burden off the small-business owner’s shoulders. We assist with:
Near the end of a career, a physician begins to think about legacy. Plus, she thinks about spending time doing what she loves to do with the people she loves the most! Doctors in particular have concerns about the liquidity of a business they built, perhaps concerns about real estate, and, of course, all the other issues that retirees face. Our experienced team of fiduciaries help with:
Whether you’re a physician or your partner is a physician, or maybe you’re both physicians, we know that your household is different from other American professional households. The right financial planning strategy is one that’s based on the intricacies of your career in medicine, your personal circumstances, your future goals and the current environment. We’ll work with you to develop a financial plan that is uniquely yours.
Specialized advice benefits your financial health & allows you to focus on your profession. Get a financial plan that works as hard as you do to achieve your family’s financial goals.
The financial planning process at A&I Financial Services begins with our Discovery Meeting. We often hear this is the best conversation about money a person has ever had.
We deliver as many as three meetings free of charge as we get to know what is important to you, including your values, goals and relationships. Then, we begin the process of advanced financial planning, described next.
We go one-step further than many other firms.
We pull together an expert team to deliver advice in the legal, accounting, risk management and other professions. We then give you a summary financial plan on one piece of paper. This makes it easy for busy people to live their lives and know the details are taken care of by an experienced fiduciary.
Read more about our promise & our process.
When we sit down with you to discuss your personal financial plan, we will bring you the best advice from our expert team.
We are a team of experienced professionals. We follow a proven process that enables each client to feel exceptionally well cared for,
safe and confident with their financial affairs.
Several of our Certified Financial Planners (CFP’s) are specialized in providing financial planning for physicians & dentists. Managing finances is a specialized area of practice that requires an understanding of the unique financial challenges facing doctors today as well as a thorough understanding of each physician’s personal financial situation. Long-term, real-life success begins with a plan. A comprehensive financial plan delivers calm confidence for all aspects of your financial life. A&I Financial Services is here to help you take on the unique financial challenges you face as a healthcare professional, no matter where you are in your career in medicine.
Our clients receive:
Elaine “won the birth lottery,” she says. She was born in the USA to a father who was a successful, if not famous, phsysician. They have been clients of our firm for more than a decade, and we have helped them through many of life’s transitions. Elaine joined her father in the medical practice and helped him retire years ago. Now she is selling the family business to her niece who is also a physician. Our planning today involves:
Business structure planning
Retirement income planning
Insurance and asset protection planning
And other advanced financial planning as appropriate
Elaine says she “won the financial planner lottery” too! It was a fortuitous, if not random, course of events that brought us together many years ago. Now she has the confidence that she can enjoy many more decades of life without the stress of running a small business, as well as maintaining the expertise demanded of a successful physician.
Jim and Sheryl have been clients of the firm for nearly 20 years. They originally came to us for tax advice. Their tax preparer only looked “in the rear view mirror” and they often felt surprised. They wanted everything to be pulled together and organized, but they didn’t have the time or confidence to do it themselves. Both were working, previously married and they were looking forward to helping their grown children plan for marriages and grandchildren too. We:
Sheryl and Jim call us with any question they have about money. They joke that they “have to have permission” before they make a big purchase. What they are actually saying is that now they have confidence, whenever they want something, whatever it is, they know they can achieve their dream!
Dave and Janet have been clients of our firm for over 10 years. Together, they have run a business for thirty years. Yet, when they first became clients, they felt lost with their personal money. Dave said there were three stages to a life with money: accumulation, retention and giving away. Back then, it was all about protecting and growing their wealth. Today, their financial plans involve a lot of giving. We:
Their modesty and generosity make a big impact in the lives of many people. Their church, for example, is financially strong—and most of the members have no idea how much of that strength comes from Dave and Janet.